Guiding an industry in transition

Amid significant global regulatory reform, banks and securities firms are faced with numerous challenges and sweeping changes. How should banks' operating models evolve? Where are the greatest opportunities for growth? What is the most effective way to raise and manage capital?

These are some of the questions banks are wrestling with as they seek to comply with new regulations while meeting the expectations of customers and shareholders for service, transparency and return-on-investment.

We provide guidance in these key areas:


  • Financial regulatory reform

    Global financial regulatory reform is daunting in its breadth and complexity. Our global network of advisory professionals offers an integration of regulatory and technical skills that sets us apart in advising and helping clients to achieve compliance and growth.

    View our Global Financial Regulatory Reform site.

  • Banking risk management

    Risk management has taken on a new level of importance. Get up to speed on risk control practices and regulatory requirements.

    Profile of a businessman shaking hands with a businesswoman stepping down from an airplaneImplications of Eurozone crisis
    What issues are complex global banks considering in their response to the Eurozone crisis? Tapestry Network's ViewPoints whitepaper summarizes the discussions from non-executive bank directors.

    business woman waiting at airportTop and emerging risks for global banking
    Read how banks are responding to risks in funding and liquidity, regulatory changes, cybersecurity, other geopolitical risks and the general economic picture.

    Business man smilingImproving risk identification
    This ViewPoints paper summarizes three ways banks can identify emerging risks gathered from discussions with directors, CROs, regulators and banking professionals.

    Evolution of the CROEvolution of the CRO
    "CRO" may not be a new title in banking, but post-crisis challenges mean that responsibilities have grown considerably for this officer. Gain further insight into this role's challenges and which areas will be integral for success.

    Global banksWhat lies ahead on the bank risk governance journey?
    This report highlights the state of bank risk governance and upcoming priorities based on discussions with bank leadership, non-executive directors and senior regulators.

    Back to ERM basics for banking industryBack to ERM basics for banking industry
    By reviewing risk fundamentals and establishing an empowered head of ERM, banks will create a more holistic view of risk across their organizations.

    Global banksThe liquidity gap
    Solvency and liquidity are the core pillars of banking, but the financial crisis exposed weaknesses global financial services leaders now must work to fix.

    Global banksHow global banking is fixing vulnerabilities
    Shoring up risk governance is top priority for banks amidst competing demands. Our risk governance survey provides perspective on what's next.
  • Governance in banks

    Who's responsible for setting risk appetite? What role does the board play? Find out how risk governance at banks is evolving.

    Bank Governance Leadership Network ViewPoints 10 November 2011 Global banks adapt to uncertain economics and regulations
    Members of the Bank Governance Leadership Network agree that better dialogue among senior supervisors, C-suite executives and directors is essential. Read about other approaches.

    Profile of a businessman shaking hands with a businesswoman stepping down from an airplane Implications of Eurozone crisis
    What issues are complex global banks considering in their response to the Eurozone crisis? Tapestry Network's ViewPoints whitepaper summarizes the discussions from non-executive bank directors.

    Banks adapt to uncertain economics and regulations Banks adapt to uncertain economics and regulations
    Members of the Bank Governance Leadership Network share their outlook for global economic and financial regulatory reform.

    The changing shape of European banking regulation The changing shape of European banking regulation
    New regulatory structures are emerging to better oversee financial institutions and system-wide risks across Europe. Non-executive directors from leading global banks discuss the implications.
  • Banking performance improvement

    Who's responsible for setting risk appetite? What role does the board play? Find out how risk governance at banks is evolving.

    Bank Governance Leadership Network ViewPoints 10 November 2011Global banks adapt to uncertain economics and regulations
    Members of the Bank Governance Leadership Network agree that better dialogue among senior supervisors, C-suite executives and directors is essential. Read about other approaches.

    Profile of a businessman shaking hands with a businesswoman stepping down from an airplaneImplications of Eurozone crisis
    What issues are complex global banks considering in their response to the Eurozone crisis? Tapestry Network's ViewPoints whitepaper summarizes the discussions from non-executive bank directors.

    Business man smilingImproving risk identification
    This ViewPoints paper summarizes three ways banks can identify emerging risks gathered from discussions with directors, CROs, regulators and banking professionals.

    Evolution of the CROBank directors discuss industry challenges
    Members of the Bank Governance Leadership Network share their perspectives on new regulatory regimes and the implications for large global banks.

    Global banksThe changing shape of European banking regulation
    New regulatory structures are emerging to better oversee financial institutions and system-wide risks across Europe. Non-executive directors from leading global banks discuss the implications.
  • Bank reporting

    Heightened levels of professional skepticism and executive involvement are needed in today's environment. Read our candid perspectives.

    The new FASB and IASB impairment model The new FASB and IASB impairment model: US financial institutions weigh in
    Read our survey of credit risk and accounting policy personnel at 14 different financial institutions of various sizes from community banks to very large national banks.

    Federal Reserve: bank regulatory reporting survey Federal Reserve: bank regulatory reporting survey
    Use our bank regulatory reporting benchmark survey to compare your organization to the current practices of RRDs against plans extending through 2015.

    International GAAP banking financial statements International GAAP banking financial statements
    We walk you through a practical working model of consolidated financial statements prepared in accordance with International Financial Reporting Standards.

    Dodd-Frank: seven implications for banks Dodd-Frank: seven implications for banks
    While the Dodd-Frank Act passed by US lawmakers contains few explicit tax sections, its provisions may have significant tax implications for financial institutions.

    What the 'bank bonus tax' means for you What the 'bank bonus tax' means for you
    The UK Government introduced a new bank payroll tax in its 2009 Pre-Budget Report that will impact companies within the banking sector.

     

  • Growth in banking

    With tightened margins and an uncertain landscape, where will banks turn for new growth? We point out the progress and pitfalls of redefining their business.

    The new FASB and IASB impairment model The new FASB and IASB impairment model: US financial institutions weigh in
    Read our survey of credit risk and accounting policy personnel at 14 different financial institutions of various sizes from community banks to very large national banks.

    Global banks Federal Reserve: bank regulatory reporting survey
    Use our bank regulatory reporting benchmark survey to compare your organization to the current practices of RRDs against plans extending through 2015.

    International GAAP banking financial statements International GAAP banking financial statements
    We walk you through a practical working model of consolidated financial statements prepared in accordance with International Financial Reporting Standards.

    Dodd-Frank: seven implications for banks Dodd-Frank: seven implications for banks
    While the Dodd-Frank Act passed by US lawmakers contains few explicit tax sections, its provisions may have significant tax implications for financial institutions.

     



Contact us

Andre de Haan    Andre de Haan 
Leader,
Financial Services
416 943 3705
 

Connect with us

Stay connected with us through social media, email alerts or webcasts. Or download our EY Insights app for mobile devices.

EY - Canadian banking outlook 2014

Canadian banking outlook 2014

Success in 2014 will be defined by a bank’s ability to respond to current market forces and to position itself for continued growth in the marketplace. Learn more.