Financial Services

Guiding an industry in transition

Amid significant global regulatory reform, banks and securities firms are faced with numerous challenges and sweeping changes. How should banks' operating models evolve? Where are the greatest opportunities for growth? What is the most effective way to raise and manage capital?

These are some of the questions banks are wrestling with as they seek to comply with new regulations while meeting the expectations of customers and shareholders for service, transparency and return-on-investment.

We provide guidance in these key areas:


  • Financial regulatory reform

    Global financial regulatory reform is daunting in its breadth and complexity. Our global network of advisory professionals offers an integration of regulatory and technical skills that sets us apart in advising and helping clients to achieve compliance and growth.

    View our Global Financial Regulatory Reform site.

     

     

     

     

     

     

  • Banking risk management

    Risk management has taken on a new level of importance. Get up to speed on risk control practices and regulatory requirements.

    Risk Advisory Services for Financial Institutions Risk Advisory Services for Financial Institutions
    Good risk management is the foundation of any great financial organization. Get ready to meet tougher regulations. Get ready to win.

    Profile of a businessman shaking hands with a businesswoman stepping down from an airplane Implications of Eurozone crisis
    What issues are complex global banks considering in their response to the Eurozone crisis? Tapestry Network's ViewPoints whitepaper summarizes the discussions from non-executive bank directors.

    business woman waiting at airport Top and emerging risks for global banking
    Read how banks are responding to risks in funding and liquidity, regulatory changes, cybersecurity, other geopolitical risks and the general economic picture.

    Business man smiling Improving risk identification
    This ViewPoints paper summarizes three ways banks can identify emerging risks gathered from discussions with directors, CROs, regulators and banking professionals.

    Evolution of the CRO Evolution of the CRO
    "CRO" may not be a new title in banking, but post-crisis challenges mean that responsibilities have grown considerably for this officer. Gain further insight into this role's challenges and which areas will be integral for success.

    Global banks What lies ahead on the bank risk governance journey?
    This report highlights the state of bank risk governance and upcoming priorities based on discussions with bank leadership, non-executive directors and senior regulators.

    Back to ERM basics for banking industry Back to ERM basics for banking industry
    By reviewing risk fundamentals and establishing an empowered head of ERM, banks will create a more holistic view of risk across their organizations.

    Global banks The liquidity gap
    Solvency and liquidity are the core pillars of banking, but the financial crisis exposed weaknesses global financial services leaders now must work to fix.

    Global banks How global banking is fixing vulnerabilities
    Shoring up risk governance is top priority for banks amidst competing demands. Our risk governance survey provides perspective on what's next.

     

  • Governance in banks

    Who's responsible for setting risk appetite? What role does the board play? Find out how risk governance at banks is evolving.

    G30 report: a call-to-action on bank governance G30 report: a call-to-action on bank governance
    We highlight specific G30 recommendations for each group involved in the governance process: the board of directors, management, supervisor and shareholders.

    Bank Governance Leadership Network ViewPoints 10 November 2011 What does increased supervision mean for banks?
    Find out how bank supervisors implement enhanced supervision, determine the appropriate level of intensity for banks and how they choose to influence strategic decisions.

    Profile of a businessman shaking hands with a businesswoman stepping down from an airplane Implications of Eurozone crisis
    What issues are complex global banks considering in their response to the Eurozone crisis? Tapestry Network's ViewPoints whitepaper summarizes the discussions from non-executive bank directors.

    Banks adapt to uncertain economics and regulations Banks adapt to uncertain economics and regulations
    Members of the Bank Governance Leadership Network share their outlook for global economic and financial regulatory reform.

     

  • Banking performance improvement

    Get insights on core management and business processes, and how to set the stage for future growth.

    Taking a holistic approach to capital management Taking a holistic approach to capital management
    Learn about the significant benefits banks can reap from a more centralized, strategic monitoring and management of cash and liquidity, especially during these stressful times.

    CFO report: capital management decision-making CFO report: capital management decision-making
    In our fourth CFO report, we delve into banks' capital management strategies as they brace for a wave of changes to capital requirements.

    CFO report: the crucial role of IT CFO report: the crucial role of IT
    We show you how IT is meeting the data demands of senior management, regulators and investors and supporting alignment of finance and risk data.

    CFOs: what we've learned CFOs: what we've learned
    Read the stories of senior bank finance executives and our assessment and perspective on the new risk-aware culture.

     

  • Bank reporting

    Heightened levels of professional skepticism and executive involvement are needed in today's environment. Read our candid perspectives.

    Financial Transaction Tax implications for banks Financial Transaction Tax implications for banks
    What should financial institutions be doing with regard to Financial Transactions Tax (FTT)? Learn about the status of the EU Commission's draft directive on FTT.

    Man using computer mouse International GAAP® illustrative financial statements
    We walk you through a practical working model of consolidated financial statements prepared in accordance with International Financial Reporting Standards.

    The new FASB and IASB impairment model The new FASB and IASB impairment model: US financial institutions weigh in
    Read our survey of credit risk and accounting policy personnel at 14 different financial institutions of various sizes from community banks to very large national banks.

    Federal Reserve: bank regulatory reporting survey Federal Reserve: bank regulatory reporting survey
    Use our bank regulatory reporting benchmark survey to compare your organization to the current practices of RRDs against plans extending through 2015.

    Dodd-Frank: seven implications for banks Dodd-Frank: seven implications for banks
    While the Dodd-Frank Act passed by US lawmakers contains few explicit tax sections, its provisions may have significant tax implications for financial institutions.
  • Growth in banking

    With tightened margins and an uncertain landscape, where will banks turn for new growth? We point out the progress and pitfalls of redefining their business.

    Global Consumer Banking Survey 2012 Global Consumer Banking Survey 2012
    How can banks meet customers' changing needs and preferences? We surveyed 28,560 banking customers across 35 countries to find out.

    Confidence in banking system on the decline Confidence in banking system on the decline
    Citing service quality, pricing and a loss of trust, retail customers are increasingly switching their main banks. We offer strategies to help bring them back.

    Improving the odds: making workouts work Improving the odds: making workouts work
    Many lenders and servicers still rely on old methods for dealing with borrowers in trouble, despite the mounting volume. We offer some tips to achieve timely and successful resolutions.

    Customer loyalty survey: Asia-Pacific and Europe Customer loyalty survey: Asia-Pacific and Europe
    Our surveys explore why customer loyalty at retail banks in Asia-Pacific and Europe is at risk, along with the key issues that need attention from banks.

     



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Consultancy of the Year 2012

Consultancy of the Year 2012
Asia Risk named EY as Consultancy of the Year 2012 in recognition of our excellence in financial services advisory across Asia-Pacific.