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Regulatory perspectives


EY - Building a strong risk culture

Building a strong risk culture

This Global Regulatory Network Executive Briefing explores the four elements of a sound risk culture and how to foster that environment.


EY - The world of financial instruments is more complex

The world of financial instruments is more complex

MiFID II represents one of the centrepieces of financial markets reform, and it is far from an incremental change. It’s time to take action.


EY - Enhanced Prudential Standards for FBOs

Enhanced Prudential Standards for FBOs

The Federal Reserve Board recently approved the final rule establishing Enhanced Prudential Standards for large Foreign Banking Organizations and US bank holding companies.


EY - US agencies agree on final Volcker Rule

US agencies agree on final Volcker Rule

Banking entities will have to grapple with a host of new considerations when the rule takes effect on April 1, 2014.


EY - Transforming the bank: regulation and strategy

Transforming the bank: regulation and strategy

In this special Davos edition of The Banker, our banking leaders provide insight into key risk and regulatory issues.


EY - Key elements of a sound risk culture

Key elements of a sound risk culture

The briefing explains the recently released Financial Stability Board (FSB) Consultative Document and provides banks with tools to assess their risk culture against FSB expectations.


EY - Enhanced standards for liquidity coverage ratio

Enhanced standards for liquidity coverage ratio

The proposed liquidity rule leverages a Basel Committee rule and makes enhancements to customize it for the US financial system.


EY - Toward a single supervisory mechanism

Toward a single supervisory mechanism

A comprehensive review of Eurozone bank strength will occur ahead of the European Central Bank’s new supervisory role starting in November 2014.


EY - Basel Committee's fundamental trading book review

Basel Committee's fundamental trading book review

Learn more about the boundary between banking and trading books, as well as the proposal to enhance capitalization of credit risk and market liquidity risk.


EY - Eurozone banking union: implications for banks

Eurozone banking union: implications for banks

A banking union will introduce tougher standards and proactive supervision, but it also might give banks a more integrated way to manage capital and liquidity.


EY- Building effective risk appetite frameworks

Building effective risk appetite frameworks

The Financial Stability Board recommends banks develop and deploy risk appetite frameworks. Learn how to meet the challenges of implementation.


EY - Global Regulatory Reform

Assessing EMIR’s effect on OTC derivatives

Despite sharing G20 objectives with Dodd-Frank, European Market Infrastructure Regulation (EMIR) differs in key ways. Find out why even organizations with Dodd-Frank programs will have to adapt.


EY - Deferred tax implications of final Basel III rules

Deferred tax implications of final Basel III rules

Some of the final regulations differ significantly from those in a notice of proposed rulemaking issued last year, including provisions related to deferred tax assets.


EY-Basel Committee report on risk weightings

Basel Committee report on risk weightings

The Basel Committee on Banking Supervision (BCBS) has published a report on the consistency of risk weightings for banking book assets generated by the internal ratings-based (IRB) mechanism developed under Basel II.


EY-Basel Committee tightens leverage ratio requirements

Basel Committee tightens leverage ratio requirements

The Basel Committee on Banking Supervision (BCBS) recently issued the consultative document “Revised Basel III Leverage Ratio Framework and Disclosure Requirements (‘the Framework’)”.


EY-Executive Briefing: Getting risk governance right

Executive Briefing: Getting risk governance right

Regulators and investors are paying more attention to whether banks are getting risk governance right.


US Basel III final rule: some relief for smaller banks, but more implications to come for larger firms

US Basel III final rule: some relief for smaller banks, but more implications to come for larger firms

The Federal Reserve has released final US Basel III regulatory capital rules implementing the global regulatory capital reforms of Basel III.


Comments on planned FBO regulation reveal concerns

Comments on planned FBO regulation reveal concerns

The Federal Reserve's controversial rulemaking generated extensive public comments from the industry, much of it directed at the fundamental nature of the proposals.


Future of cross-border supervision in Europe

Future of cross-border supervision in Europe

Cross-border supervision of large global banks continues to change dramatically.



Basel Committee proposes tough large exposure framework

Basel Committee proposes tough large exposure framework

The business implications of the proposal could be quite profound, particularly for exposures among G-SIBs, which would be subject to tighter large exposure limits.


Implementation of Basel III through CRD IV

Implementation of Basel III through CRD IV

Recent agreements will have a broad impact on banks across the globe, resulting in implementation challenges.


The outlook on bank structure

The outlook on bank structure

Many banks will have to restructure themselves. This Global Regulatory Network executive briefing offers 10 "no regrets" projects to get ready for the new environment.


Basel Committee issues tougher risk-related rules

Basel Committee issues tougher risk-related rules

G-SIBs must implement the data aggregation and reporting principles by January 2016, and the standards will likely apply to a wider population of banks eventually.


New margin requirements for some OTC derivatives

New margin requirements for some OTC derivatives

Proposed requirements from the Basel Committee and IOSCO are part of broader reform initiated by the G20 to reduce systemic risk posed by OTC derivatives.


Financial Stability Board issues Thematic Peer Review on Risk Governance

Financial Stability Board issues Thematic Peer Review on Risk Governance

The FSB reports improvements in banks' risk governance practices, but significant gaps remain. Learn more in our latest Global Regulatory Network executive briefing.


Global Regulatory Network briefing (February 2013)

Regulatory landscape for banks: latest developments on use of internal models

The Basel Committee's review of risk-weighted assets hints at potential regulation related to internal models, and the direction of the regulatory risk-weighting regime more broadly.


New map for global banks: strategy and regulation

New map for global banks: strategy and regulation

This edition of The Banker, produced with the Financial Times, covers key regulatory issues facing banks and will be available at the 2013 Davos Forum.


Emerging challenges in Asian cross border banking

Emerging challenges in Asian cross-border banking

Our Global Regulatory Network convened in Hong Kong in December after meeting with clients and regulators in Hong Kong, Singapore and Beijing. Get the highlights.


Enhanced prudential standards for FBOs

Enhanced prudential standards for FBOs

A new proposal from the Federal Reserve includes significant changes to the regulation of foreign banking organizations (FBOs) and addresses unique aspects of their supervision.


Basel III: Fundamental trading book review

Basel III fundamental trading book review

A long-awaited review of trading book rules has finally begun and will address shortcomings in trading book design and market risk regulatory capital regime.


Central banks get wider powers, tighter restraints

Central banks get wider powers, tighter restraints

Learn about new challenges facing central banks, including their strategies in the wake of the financial crisis.


Financial regulatory reform

How regulatory reform affects bank business models

With the pillars of reform mostly set, banks can now think strategically about reshaping and strengthening their businesses in the context of new regulation.


Global financial regulatory reform

Global Regulatory Network outlook

Get the top 10 takeaways from our Global Regulatory Network quarterly meeting.


Banking & Capital Markets

European banking union: four problems remain

The European Commission's proposal for banking union needs more work, according to EU ministers. Read about the problems and considerations.


Time to define your borders: UK banking reform implications

Time to define your borders: UK banking reform implications

Read about the UK White Paper proposals for banking reform and how the government plans to implement the Independent Commission on Banking recommendations.


An action plan for improving bank risk governance

G30 report: a call to action on bank governance

We highlight specific G30 recommendations for each group involved in the governance process: the board of directors, management, supervisor and shareholders.