• 2016 Latin America insurance outlook

    Despite sluggish growth and inflation in key markets, the outlook for Latin America remains relatively bright, driven in part by low market penetration.

  • Put our capital optimization services to work

    Our capital optimization recommendations cover key strategic financial and operational drivers of insurers’ capital positions and the associated business processes.

  • Insurance opportunities in sub-Saharan Africa

    The economic outlook is buoyant, but insurers in the region need to address key challenges and risks to take full advantage of the growth potential.

  • 2016 US life-annuity insurance outlook

    US life-annuity insurers will enter 2016 in good financial condition, but facing exponential changes from rapid advances in technology, rising customer expectations and growing competition.

  • 2016 US property-casualty insurance outlook

    Social media, analytics and telematics will continue to transform the market landscape, recalibrating customer expectations and opening new ways to reach and acquire clients.

  • Building sustainability in insurance

    Learn how insurers can take a sustainable approach by incorporating climate change into their business models, expanding microinsurance offerings and more.

  • Claims transformation

    Many view the customer experience in claims as the next level of competitiveness. Insurers seeking to improve their claims operations must answer three critical questions.

  • Consumerization and the digital enterprise

    Most insurers have high digital ambitions, but there has been a significant gap between investments made and transformation achieved. We explore what needs to change.

  • Eurozone Forecast: Outlook for financial services - Spring 2015

    Our Spring Outlook for financial services forecast looks at what the latest financial developments mean for the region's banks, asset managers and insurers. Learn more.

Global insurance: vast potential

The global insurance market is remarkably strong, despite continued fallout from the financial crisis. Low interest rates coupled with relatively poor investment returns have impeded growth, but demand for insurance products and services remains high.

We keep you prepared by providing insights into the nuances of your market, as well as global trends putting pressure on the industry.

Stay nimble amid risk and regulation

Waves of global legislation continue to pressure management and absorb precious resources. Combined with the need to innovate in a highly competitive environment, this is causing some insurers to withdraw from long-standing core markets and product lines.

However, insurers are adapting by leveraging technology and developing operating models that are compliant with Solvency II. New business architectures will enable insurers to release better products more quickly and cheaply.

Gain market insight

The balance of power is shifting toward the customer, and distribution models are rapidly evolving. Emerging markets in Latin America, Asia, Africa and Eastern Europe are future battlegrounds that offer big prizes – but only if insurers can get it right.

Success will be achieved with patience, long-term investment and genuine understanding of local dynamics.




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Managing change

EY - David Hollander

David Hollander, Global Insurance Advisory Leader, discusses the key challenges facing insurers.