Many institutions have seen their regulatory solvency ratios eroded by the crisis. Other institutions would like to benefit from the likely upturn in market conditions but feel that their asset growth is limited by the same regulatory solvency ratio. Both actors may be interested in optimizing their Basel II Pillar 1 ratios( 5 mb)
Perspectives on stress testing
Stress testing( 287 kb) plays a central role in helping banks and other financial institutions to identify and measure material risks and concentrations as well as supporting management's strategic decisions.
Opportunities in adversity : Accelerating the change for financial services organizations
The impact of the current economic crisis has been felt hardest among financial institutions ( 4.93 mb) and has demonstrated this industry's centrality to the economy of not only nations but the whole globe. The financial services sector has also been one of the quickest to react.
European attractiveness survey 2009
Discover the Ernst & Young's 2009 European attractiveness survey, a comprehensive thought leadership study made in 42 European countries by multinationals, both large and small, which have created more than 148,000 jobs in this troubled and fascinating year.
Navigating the crisis
Ernst & Young's second annual survey yielded several critical lessons from the current economic crisis ( 1.48 mb).
Analysis of the disclosures made in the first year of mandatory adoption of IFRS 7 ( 4.27 mb) by 24 largest European banks.
Strategic Business Risk Banking 2008
The top 10 risks ( 2.29 mb) for banking & capital markets business.
Finance operating model matters 2008
The goal of this report is to learn how leading finance organizations are adapting their operating models ( 362.40 kb) to fulfill expectations for serving new, more strategic roles across the enterprise.
Managing Information Technology Risk
The "first-of-its-kind" online survey ( 3.41 mb) answers questions like "What approaches and frameworks exist for banks to design and run IT risk management programs?" or "Do such programs align with bank's overall operational risk programs?.
Luxembourg Financial Connection Issue 12
The Luxembourg Financial Connection is our newsletter on developments in the Financial Services Industry from a Luxembourg perspective, focusing in particular on the regulatory regimes and market trends. Each issue includes numerous Luxembourg, EU, national & international articles and new items.