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The Kuyasa Fund (“Kuyasa”) is a non-profit social development organization that provides microfinance as a tool to improve the housing conditions of South Africa’s poorer communities. Olivia van Rooyen started The Kuyasa fund to support community groups to save towards housing and grants loans to individuals who qualify for the state housing subsidy within their belief that the poorer of the poor are still credit worthy and that through mobilizing savings they are able to build financial and social capital – specifically housing. To meet their vision of enabling these marginalized communities the ability to own and finance their dwellings, Kuyasa provides microfinance services to those with secure occupational rights but whom are traditionally excluded by the South African banking fraternity. The underlying belief behind the business of Kuyasa is that by improving the quality of housing of these people – the moral and social fibre of the community is enhanced by pride felt in being a home owner, and the stabilization it gives to families.
