Review of China's Listed Banks and Outlook archive

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2012 Review of China's Listed Banks and Outlook

According to the EY report, Listed Banks in China – 2012 Review and Outlook, with a further slowdown in the profit growth of China’s listed banks, the banking industry has embarked on new development opportunities such as e-finance, e-commerce and mobile banking. Although the growth of intermediary services, including wealth management business, has slowed down, the market still maintains steady development. EY has published its annual China’s listed banks’ outlook report for six consecutive years. The findings are based on observations of business development, operation models, and regulatory environment for China’s 17 listed banks.

2011 Review of China's Listed Banks and Outlook

According to the EY report, 2011 Review of China’s Listed Banks and Outlook, the rapid growth of the Chinese banking industry may be hard to sustain due to the reduced growth rate of the national economy, steady advances in market-oriented interest rate reform as well as tightened capital restrictions. Therefore, Chinese banks must make it a top priority to change patterns of development, promote business transformation and offer diversified banking services to meet the needs of the real economy.

2010 Review of China's Listed Banks and Outlook (media release)

According to our study, more stringent regulatory requirements on capital adequacy will lead commercial banks to accelerate their business transformation. This entails a focus on their business model and less reliance on asset growth, and increasing non-interest income from business areas requiring less capital consumption, in particular areas such as Cash Management, Credit & Debit cards, Investment Banking, Private Banking and E-banking services. The new standards for liquidity will make it more difficult for banks to derive large-scale profits from exploiting liquidity mismatches between deposits and loans. However, the strengthened regulatory supervision framework will help reduce liquidity risks for banks, and therefore benefit the long-term growth of the Chinese banking sector.