Pension & Retirement

Building a better retirement world

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The rapidly aging world population and focus on long-term liabilities create an urgent priority for governments to address social security, pension and retirement funding and an opportunity for providers to help secure the well-being of billions.

Growing demographic transformation, lower-than-expected investment returns and a focus on liabilities are forcing governments, public and private sector pension funds, public and private employers and financial services organizations to find and implement better approaches. In many countries, pension and retirement assets have become the largest source of wealth or a huge potential liability. Private equity, real estate and infrastructure increasingly use pension and retirement assets as a funding source.

At EY, we build a better working world by supporting governments, public and private sector pension and retirement plans as well as public and corporate employers and their providers as they address this challenge — from formulating policy and strategy to growing and transforming pension and retirement systems, solutions, investment outcomes and business. We help organizations address the needs of their stakeholders more effectively through:

  • Better governance
  • Improved customer service and enhanced digital experiences
  • Transformed investment outcomes
  • Modernized technology
  • Greater efficiency along the value chain

Our teams of government and public sector, financial services, actuarial, pension and retirement resources understand the language and the issues. We are involved at all stages of the value chain, from working with governments, regulators and public and corporate employers, to advising schemes on governance, investments and operations, to helping organizations refine the way they deal with customers.

By asking the right questions and resolving the important issues, we aim to build a better working world and help improve the financial well-being of billions of people.

 

Pension & Retirement insights


EY - Better pension outcomes reimagined Better pension outcomes reimagined

Demographic shifts are elevating the importance of how pension and retirement assets are managed. We explore ways to create a sustainable pension and retirement system.

EY - The $500 trillion prize: 2015 global pensions report The $500 trillion prize: 2015 global pensions report

Public and private sector stakeholders face mounting pressure to develop more robust and clearer long-term pension and retirement distribution strategies as reforms and consumer choices increase.
EY - Building a better retirement world Building a better retirement world

Key components of a robust pension and retirement system include financial adequacy, financial sustainability, the political aspect, performance and efficiency.

EY - Pensions business in India Pensions business in India

The country presents an attractive opportunity because of changing demographics, an inadequate government-funded pension system and the presence of a vibrant insurance and funds management sector.
EY - UK, life, pensions and investments in a new regulatory environment UK, life, pensions and investments in a new regulatory environment

The latest challenges confronting the industry and how to succeed in the post-RDR (Retail Distribution Review) world.

EY - Global Hedge Fund and Investor Survey Global Hedge Fund and Investor Survey

In our eighth annual survey, we cover key topics such as self-regulatory measures, governance, operations, risk management and valuations.

EY - Insurance in a digital world Insurance in a digital world

We surveyed more than 100 insurance companies to understand how digital is reshaping the sector.
EY - Building better budgets Building better budgets

Helping governments strengthen public financial management systems around the world.