Insights and services for Retail Banking businesses

The retail financial services industry is in a state of flux. Whilst the large banking groups continue to post healthy profits, in many cases the contribution from the retail banking businesses remains flat. Organisations have to find ways of achieving profitable growth against a backdrop of rising customer expectations, reduced levels of consumer trust, unprecedented scrutiny from regulators and the media and intense competition.

The Ernst & Young Retail Banking sector team provides expertise and a range of defined solutions to these diverse challenges faced by retail financial services organisations. The team combines in-depth knowledge of market issues with direct industry experience that helps us not only deliver on identified issues but also pre-empt changes in the market and read trends accurately.

We provide a broad range of leading-edge, well-defined consulting and assurance services covering Savings & lnvestments, Bancassurance, Mortgage lending and Consumer finance to some of the UK’s largest Retail Banks, Mortgage lenders and Consumer finance companies.

Ernst & Young Retail Banking sector:

- Is the fastest growing Retail Banking Advisory sector out of the Big 4;

- Offers insight in areas such as Cost Management & Regulation, Revenue Growth and M&A;

- Has a unique industry and client account focused structure;

- Is primarily composed of senior partners and directors, each with more than twenty years experience in this industry.

The Finance Operating Model Matters

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Please contact  David Gittleson to discuss the report.