• Navigating volatility post-Solvency II

    We analyze the Directive’s first year, including volatility drivers, why investors and management are focusing on capital generation and how insurers should fine-tune their messaging.

  • The political landscape and policy uncertainty

    Insurance Governance Leadership Network participants met recently to exchange views on the changing US political landscape and the potential effects on the insurance sector.

  • The transformation mandate for insurers

    Insurance Governance Leadership Network participants met recently to discuss the complexity and sustainability of enterprise transformation and the role of the board in these efforts.

  • Using behavioral analytics to drive customer value

    By applying analytics that assess both the characteristics and behaviors of their customers, insurers have powerful tools to meet higher customer expectations.

  • 2017 Latin American insurance outlook

    Despite the dramatic economic downturn in the region in the past three years, insurers in the region have remained profitable and are poised for growth.

  • 2017 European insurance outlook

    Against a backdrop of political, economic and regulatory change, European insurers must rethink their strategies, products and business models to prepare for a transformed marketplace.

  • Ground rents: an opportunity for diversification

    In the current low-yield environment, ground rents are an asset class that offers attractive spreads and long-term cash flows with additional security.

  • 2017 Asia-Pacific insurance outlook

    We expect the Asia-Pacific market to remain in transition this year, as economic, technology, customer and regulatory forces combine to remake the regional playing field.

  • Cyber strategy for insurers

    When designing an organizational framework, insurers must assess specific risks while balancing their risk cultures and appetites with governance and compliance issues.

Global insurance: vast potential

The global insurance market is remarkably strong, despite continued fallout from the financial crisis. Low interest rates coupled with relatively poor investment returns have impeded growth, but demand for insurance products and services remains high.

We keep you prepared by providing insights into the nuances of your market, as well as global trends putting pressure on the industry.

Stay nimble amid risk and regulation

Waves of global legislation continue to pressure management and absorb precious resources. Combined with the need to innovate in a highly competitive environment, this is causing some insurers to withdraw from long-standing core markets and product lines.

However, insurers are adapting by leveraging technology and developing operating models that are compliant with Solvency II. New business architectures will enable insurers to release better products more quickly and cheaply.

Gain market insight

The balance of power is shifting toward the customer, and distribution models are rapidly evolving. Emerging markets in Latin America, Asia, Africa and Eastern Europe are future battlegrounds that offer big prizes – but only if insurers can get it right.

Success will be achieved with patience, long-term investment and genuine understanding of local dynamics.




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Managing change

EY - David Hollander

David Hollander, Global Insurance Advisory Leader, discusses the key challenges facing insurers.