• Global insurance M&A themes 2017

    Three trends are likely to dominate the year: portfolio optimization, technology-driven investment and ongoing consolidation. Learn the critical success factors for each.

  • Aviation finance as a long-term investment

    Insurance companies and pension schemes can play an important role in meeting the high demand for finance in the aviation space.

  • Insurance opportunities in the Middle East

    Markets in the region have remained resilient despite economic headwinds and lower oil prices, with the UAE and Saudi Arabia especially strong.

  • February 2017: IASB

    Amends guidance and revisits tentative decisions from external review draft of IFRS 17 Insurance Contracts.

  • Global Insurance CFO Survey

    Nearly 60 CFOs around the world shared their insights on business priorities, operating models, the role of technology and more.

  • Navigating volatility post-Solvency II

    We analyze the Directive’s first year, including volatility drivers, why investors and management are focusing on capital generation and how insurers should fine-tune their messaging.

  • The political landscape and policy uncertainty

    Insurance Governance Leadership Network participants met recently to exchange views on the changing US political landscape and the potential effects on the insurance sector.

  • The transformation mandate for insurers

    Insurance Governance Leadership Network participants met recently to discuss the complexity and sustainability of enterprise transformation and the role of the board in these efforts.

  • Using behavioral analytics to drive customer value

    By applying analytics that assess both the characteristics and behaviors of their customers, insurers have powerful tools to meet higher customer expectations.

Global insurance: vast potential

"Companies that want to lead the way in the insurance industry need to relook at their strategy and cost effective business models, flexibility of their portfolios and innovation in value adding products. Emerging Markets, including Africa, are receiving increased attention as future industry investment destinations" - Malcolm Rapson, Insurance Sector Leader

The global insurance market is remarkably strong, despite continued fallout from the financial crisis. Low interest rates coupled with relatively poor investment returns have impeded growth, but demand for insurance products and services remains high.

We keep you prepared by providing insights into the nuances of your market, as well as global trends putting pressure on the industry.

Stay nimble amid risk and regulation

Waves of global legislation continue to pressure management and absorb precious resources. Combined with the need to innovate in a highly competitive environment, this is causing some insurers to withdraw from long-standing core markets and product lines.

However, insurers are adapting by leveraging technology and developing operating models that are compliant with Solvency II. New business architectures will enable insurers to release better products more quickly and cheaply.

Gain market insight

The balance of power is shifting toward the customer, and distribution models are rapidly evolving. Emerging markets in Latin America, Asia, Africa and Eastern Europe are future battlegrounds that offer big prizes – but only if insurers can get it right.

Success will be achieved with patience, long-term investment and genuine understanding of local dynamics.


  • Regulatory developments

    Insurers will need to prepare themselves and adapt their business models for the increased volume and complexity of regulatory developments which will affect the industry significantly over the next five years. Regulations in the form of SAM, and Solvency II in Europe, will have wide-reaching implications for insurers, impacting regulatory balance sheet and capital calculations, product development, governance and reporting requirements and strategy.

  • Changing industry landscape

    Given the ongoing changes in the industry landscape, companies that can lead the way in strategy and implementation of cost effective business models, flexible porfolios and distribution of innovative value adding products are likely to emerge at the forefront of the industry.

  • Customer centricity

    Increasingly diverse customer needs, buying behaviours, and product preferences combined with evolving consumer protection initiatives will likely further complicate already elborate business models. Companies that increasingly focus on customer centricity are likely to show most growth.

  • Our credentials
    • Delivery on a range of solution sets in the sector, including assisting clients in preparing for the implementation of SAM, consideration of risk based capital for both short-term and long-term insurers and reviews of specific new products.
    • Adding value through breadth of skills within our actuarial services division which has a deep knowledge of both the short-term and life insurance industry.

     



Contact us

Malcolm Rapson
+27 21 443 0288
Insurance Sector Leader

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