• The insurance agent of the future: Korea

    We surveyed 300 insurance agents in Korea to understand the challenges of digital disruption and changing consumer preferences – and the potential future of distribution.

  • The insurance agent of the future: Korea

    We surveyed 300 insurance agents in Korea to understand the challenges of digital disruption and changing consumer preferences – and the potential future of distribution.

  • Digital transformation in insurance

    In an era of digital disruption, the traditionally slow-moving insurance sector must invest more in innovation, learn to experiment more and fail faster.

  • Digital transformation in insurance

    In an era of digital disruption, the traditionally slow-moving insurance sector must invest more in innovation, learn to experiment more and fail faster.

  • Solvency II and life reinsurance

    Increased freedom under Solvency II means insurers can recognize 100% of reinsurance benefits in their capital calculations, increasing the attractiveness of reinsurance for insurers.

  • Global insurance M&A themes 2017

    Three trends are likely to dominate the year: portfolio optimization, technology-driven investment and ongoing consolidation. Learn the critical success factors for each.

  • Aviation finance as a long-term investment

    Insurance companies and pension schemes can play an important role in meeting the high demand for finance in the aviation space.

  • Insurance opportunities in the Middle East

    Markets in the region have remained resilient despite economic headwinds and lower oil prices, with the UAE and Saudi Arabia especially strong.

  • February 2017: IASB

    Amends guidance and revisits tentative decisions from external review draft of IFRS 17 Insurance Contracts.

Global insurance: vast potential

"Companies that want to lead the way in the insurance industry need to relook at their strategy and cost effective business models, flexibility of their portfolios and innovation in value adding products. Emerging Markets, including Africa, are receiving increased attention as future industry investment destinations" - Malcolm Rapson, Insurance Sector Leader

The global insurance market is remarkably strong, despite continued fallout from the financial crisis. Low interest rates coupled with relatively poor investment returns have impeded growth, but demand for insurance products and services remains high.

We keep you prepared by providing insights into the nuances of your market, as well as global trends putting pressure on the industry.

Stay nimble amid risk and regulation

Waves of global legislation continue to pressure management and absorb precious resources. Combined with the need to innovate in a highly competitive environment, this is causing some insurers to withdraw from long-standing core markets and product lines.

However, insurers are adapting by leveraging technology and developing operating models that are compliant with Solvency II. New business architectures will enable insurers to release better products more quickly and cheaply.

Gain market insight

The balance of power is shifting toward the customer, and distribution models are rapidly evolving. Emerging markets in Latin America, Asia, Africa and Eastern Europe are future battlegrounds that offer big prizes – but only if insurers can get it right.

Success will be achieved with patience, long-term investment and genuine understanding of local dynamics.


  • Regulatory developments

    Insurers will need to prepare themselves and adapt their business models for the increased volume and complexity of regulatory developments which will affect the industry significantly over the next five years. Regulations in the form of SAM, and Solvency II in Europe, will have wide-reaching implications for insurers, impacting regulatory balance sheet and capital calculations, product development, governance and reporting requirements and strategy.

  • Customer centricity

    Increasingly diverse customer needs, buying behaviours, and product preferences combined with evolving consumer protection initiatives will likely further complicate already elborate business models. Companies that increasingly focus on customer centricity are likely to show most growth.



Contact us

Malcolm Rapson
+27 21 443 0288
Insurance Sector Leader

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