James Lloyd
Leading our fintech and payments capabilities across Asia-Pacific, my primary focus is on providing strategic and commercialization support to growth-stage challengers and digital ecosystems – as well as to more traditional clients pursuing transformation opportunities.

James Lloyd

EY-Parthenon Partner, Financial Services, Ernst & Young Transactions Limited

Passionate about early-stage and growth-stage businesses, and the opportunities presented by FinTech-enabled industry convergence. Keen traveler and outdoor sports enthusiast. Proud father of four.

James leads EY’s dedicated fintech capability across Asia-Pacific and serves as the APAC Leader of the organization’s global payments practice. He specializes in business strategy, new market entry, and transaction advisory for clients ranging from global banks to digital challengers, from market-leading corporates to pan-Asian conglomerates, from global payment schemes to local e-wallets, and from growth-stage FinTechs to category-leading tech players.

Prior to joining EY, James helped build and scale a venture capital-backed alternative-finance platform enabling banks and others to profitably offer short-term unsecured loans to underserved small businesses. Before that, he led product and partner initiatives for a leading European e-commerce payment gateway combining direct-to-market customer acquisition with white-labelled full-service delivery for partner banks.

James holds a Master of Science in Economics from the University of Wales, Aberystwyth, and a Master of Arts from the University of Dublin, Trinity College. A permanent resident of Hong Kong, he sits on a variety of industry advisory groups and is regularly quoted in both local and international media.

How James is building a better working world

"I believe that the work done in financial technology and non-traditional financial services — including driving financial inclusion and helping serve the underserved — is critical to helping to build a better working world; especially in Asia.

In addition, from my experience I understand that fintech and cross-industry initiatives attract a different type of person than traditional strategy engagements — allowing for great opportunities around diversity and mutual learning. I am a strong proponent of workplace inclusiveness and a keen advocate for more female leadership roles."

Contact James