The better the question. The better the answer. The better the world works. У вас есть вопрос? У нас есть ответ. Решая сложные задачи бизнеса, мы улучшаем мир. У вас є запитання? У нас є відповідь. Вирішуючи складні завдання бізнесу, ми змінюємо світ на краще. Meilleure la question, meilleure la réponse. Pour un monde meilleur. 問題越好。答案越好。商業世界越美好。 问题越好。答案越好。商业世界越美好。

Insurance technology trends

EY - InsurTech and blockchain

Market developments

Key questions

FinTechs and InsurTechs have made significant inroads by designing powerful but focused applications that solve specific problems and deliver high-quality and intuitive digital experiences.
Which new start-ups are the best candidates for partnerships and/or acquisition? How can partnerships foster more and faster innovation, enhanced digital experiences and greater risk-taking?
Insurers face intense pressure to enhance their anti-fraud and data security capabilities, as consumers and regulators call for increased transparency.
How can smart contracts based on blockchain be deployed to improve both data security and access among suppliers, partners, regulators and other entities?
Insurers are exploring single global ledgers to achieve capital efficiencies, and improve visibility into reinsurance contracts and risk exposures.
How can blockchain enable more accurate reserve calculation and reduce asset management costs?

FinTech adoption within insurance


The results of the EY FinTech Adoption Index show that the next wave of innovation in financial services is here to stay and consumers are ready to adopt new tools.

Percentage of digitally active customers who have used each product.

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Learn more >

Blockchain: a three-step path to adoption and maturation

EY - Blockchain: a three-step path to adoption and maturation

How EY can help

EY’s global insurance team of strategists, technologists and process and functional specialists helps insurers of all shapes and sizes address critical issues and meaningfully improve performance to deliver value for consumer and company alike:
Value for insurer:
  • More efficient claims management
  • Stronger fraud detection and prevention capabilities
  • Reduced asset management costs
  • Enablement of big data and IoT initiatives
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Value for customer:
  • Stronger data security and privacy
  • Increased trust and transparency
  • Faster resolution

Contact Us

Luca Russignan
Associate Director
Insurance Analyst Team Leader
Global Markets - EY Knowledge
+44 20 7980 9635