Photographic portrait of Andrei Ratiu

Andrei Rațiu

Partner, Consulting | EY Romania

Deep understanding of the financial services sector. Helping clients in reengineering processes, procedures and organizational structures.

Andrei is a Partner in the Consulting practice of EY in Romania. He has a vast experience in assisting important financial institutions, capital market and insurance supervisory authorities in designing/reengineering processes, procedures and organizational structures.

Andrei combines experience in delivering business process and risk management services to financial institutions in Romania and South Eastern Europe with good knowledge of regulatory frameworks for credit institutions, non-financial institutions, investment companies, insurance undertakings, and listed companies including Basel 2, Basel 3, Solvency 2, MiFID and Transparency Directives.

Andrei was responsible for assisting three large Romanian Banks in the IFRS conversion programs. Acting as a project manager as well as business analyst, covering accounting and business requirements, loan impairment methodology as well as fair value of financial instruments.

Furthermore, he has been involved in two core banking implementation starting from business requirements documentation to functional testing and UAT.

He holds a master’s degree in Banks & Stocks Exchanges from the Academy of Economic Studies in Bucharest. He is also a member of the Association of Chartered Certified Accountants (ACCA).

Contact Andrei