Data is the new oil. Banking is going through an “industrial revolution” – data-driven strategy is as important as the balance sheet.

Anshu Agarwal

Principal, Corporate, Commercial and SME Banking (CCSB), Ernst & Young LLP

Making the trains run on time. Deep data analyst and disciplined process engineer.

As a principal in Ernst & Young LLP’s Corporate, Commercial and SME Banking (CCSB) Consulting practice, Anshu focuses on enhancing credit risk management practices for financial services clients.

Anshu has extensive experience in wholesale credit, including underwriting, risk ratings, current expected credit losses (CECL), process transformation, target operating models, governance frameworks and management reporting. In addition, she has led large-scale risk organization transformation engagements for banking institutions.

Anshu earned an MBA in Finance from the University of Pittsburgh, and a Master in Marketing and Strategy and a Bachelor in Accounting and Economics from the University of Mumbai.

How Anshu is building a better working world

From 30-year mortgages, to overnight repos – we would be in the Stone Age without credit. The ability to deliver and access credit is completely linked to societal and social progress. I am truly excited to help banks think strategically about credit and governance. 

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