EY Non-Financial Risk Banking Survey 2025

The EY Non-Financial Risk Banking Survey 2025 offers timely insights into how financial institutions can continue to evolve their non-financial risk management practices and strengthen the second-line function within their organizations.



Cover of the EY Non-Financial Risk Banking Survey 2025

EY Non-Financial Risk Banking Survey 2025

  • Published:  October 2025
  • Language: English
  • Length: 30 pages
  • Type document: Survey

What can you find inside?

The top three key takeaways based on EY observations from the NFR Survey  2025

1. Streamlining the NFR Operating Model

Strengthen the NFR operating model with clear 1st–2nd line roles, defined responsibilities, and effective escalation mechanisms, thereby preserving consistent messaging to first line and unlocking cost efficiencies.

2. Standardization & Automation of NFR activities

Standardize NFR processes across group, subsidiaries, and branches to enable automated consolidation and streamlined decision-making. An effective risk cycle must be standardized as much as possible yet accommodating product and location specifics.

3. Offshoring & Digitalization for Efficiency

Explore the extent standardized tasks, including those currently offshored, can be accommodated by Agentic AI; shift simpler activities to virtual agents and offshore more complex NFR activities gradually