Financial Services, EMEIA

Welcome to the home of EY Financial Services, EMEIA. Here you can explore our latest thinking, why we are different and how we can help you.


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At EY Financial Services, we share a single focus – to build a better financial services industry, one that is stronger, fairer and more sustainable.
Now more than ever, as we plan for a post-COVID-19 world, financial services companies will need to harness the power of technology to transform their operations at scale and speed, to provide the products and services the customer of the future will demand.
The strength of our EY teams lies in the power of our people and technology, and the possibilities that arise when they converge to reframe the future. With extensive knowledge in financial services transformation, we are driving innovation with risk and regulation insight. Helping companies become stronger and more sustainable.
This is how our EY professionals are helping to build long-term value for our financial services clients. It’s how we play our part in building a better working world.

How EU banking supervision is adapting to address geopolitical challenges

Discover how regulatory issues are increasingly politicized, pushing banks to enhance resilience to geopolitical risks amid fragmented policies.

How tax leaders can use geopolitical volatility to help shape policy

Discover how tax leaders can leverage geopolitical volatility to engage with policymakers in helping shape tax regulations.

How wealth managers can leverage complexity for competitive advantage

Client sentiment is shifting. Learn how wealth managers can respond with targeted improvements in financial and non-financial services.

How intra-generational transfers disrupt inter-generational strategies

Get detailed insights into the shape of global wealth transfers intra-generationally, and into the views and plans of Baby Boomer inheritors.

How European banks outperformed in Q1 2025 despite global headwinds

Explore the Q1 2025 European banking results showing strong earnings, stable credit quality, and resilient net interest income amid economic uncertainties.

Why EU payment firms must act now on Verification of Payee requirements

Discover the critical actions payment service providers must take now to meet the EU's Verification of Payee requirements by October 2025.

How to avoid common pitfalls when modernizing banking systems

Banks must rethink transformation to boost success, avoid pitfalls, and align strategy with real-world execution. Read more.

Finance reshaped: Four key themes from the EY Insurance CFO Summit

EMEIA FS CFO Insurance Summit 2024 aimed to optimize finance models with AI-driven technologies, uniting CFOs for high-value, profitable growth. Discover more.

Why 2025 will be a pivotal year for European wealth and asset managers

Discover how European wealth and asset managers need to adapt to new realities to ensure successful growth in 2025 and beyond.

How strong European bank earnings boost optimism for 2025

European bank results appeared strong in Q4 2024, despite falling interest rates, rising geopolitical uncertainty, and high market volatility. Learn more.

Five ways banking CROs are increasing agility

The EY/IIF bank risk management survey highlights the need for increased agility against diversifying risks. Find out more.

How ETF trends are shaping market growth and innovation for 2025

Explore the latest ETF trends for 2025 and beyond, including robust growth, product innovation, active ETFs and increasing retail adoption.

Why the EU Anti-Money Laundering Authority brings both promise and challenges

Discover the challenges and promise of the EU’s new Anti-Money Laundering Authority (AMLA), in unifying regulations and enhancing financial crime prevention.

Why wealth and asset managers are transforming their data approaches

By implementing strategies that harness the power of data, wealth and asset managers can improve performance and efficiency. Find out more.

Top 10 resolutions for wealth and asset management success in 2025 

Our global outlook highlights 10 resolutions that wealth and asset managers should take to drive growth in 2025.

Jun Li + 2

Four regulatory priorities to drive financial institutions' focus in 2025

Our Global Financial Services Regulatory Outlook has four regulatory priorities to drive financial institutions' focus in 2025. Download the report.

EU Instant Payments Regulation: Five key hurdles for banks to clear

Instant payments in the EU face challenges. Compliance by 2025 requires banks to upgrade systems for 24/7 availability. Learn more.

How EU Anti-Money Laundering laws can help spur strategic innovation

Learn how financial services firms can harness the new AML rules to shape the future of fighting financial crime and gain a competitive edge.

Winning the future: five strategic themes for insurance leaders

Insurers embrace growth and transformation, seizing opportunities for innovation and strategic action in the insurance industry. Read more.

Ecosystems in insurance: what winners do differently

Insurance Ecosystems: Learn how to leverage InsurTech partnerships and data-driven tech for growth, customer loyalty, and operational excellence in insurance.

How European banks compare on readiness for EU payments regulations 

Facing EU financial regulation changes for PSR, PSD3 and FIDA, banks must enhance data sharing, compliance, and adopt faster payment methods. Learn more.

Why FiDA will unleash change across European financial services

Discover how the FiDA data regulation will transform financial services across Europe by 2027, and why firms must address new data-sharing rules.

How banks can prepare for the digital euro using four hypotheses

Explore how banks can prepare for the digital euro with strategic insights and key steps for successful integration by 2028. Gain a competitive advantage.

How PSD3 and PSR will shape trends in EU financial services

Explore impacts of the PSD3 and PSR on EU financial services on compliance and opportunities.

Top 10 resolutions for wealth and asset management success in 2024

Wealth and asset management firms should aim to be “the best versions of themselves” in what promises to be another challenging year. Read more.

How progress in TCFD disclosures can advance climate reporting

Read the findings of our global FS survey exploring how financial institution's nature-related disclosures align with the TNFD final recommendations.

How FIs are faring with the finalized TNFD recommendations

Read the findings of our global FS survey exploring how financial institution's nature-related disclosures align with the TNFD final recommendations.

Why financial institutions should transform tax and finance functions

EY research shows banks, asset managers and insurance companies are reimagining their tax and finance functions. Read more.

How Europe’s FS leaders are approaching generative AI adoption

Discover how financial services leaders are approaching generative AI adoption.

How SME lenders can build next-generation credit decisioning

Discover the key factors and design principles for a framework that improves speed, quality, and customer experience.

    How can banks transform for a new generation of customers?

    EY’s consumer banking survey reveals how banks need to transform to meet rising customer expectations. Find out more.

      How progress in TCFD disclosures can advance climate reporting

      Read the findings of our global FS survey exploring how financial institution's nature-related disclosures align with the TNFD final recommendations.

      How FIs are faring with the finalized TNFD recommendations

      Read the findings of our global FS survey exploring how financial institution's nature-related disclosures align with the TNFD final recommendations.

      How ESG data markets have evolved for financial services

      The need for ESG data from financial services organizations is increasing rapidly, and ESG data markets are evolving to meet the demand. Learn more.

      How data can support financial services when assessing nature impact

      How can financial institutions start assessing their exposure to nature when market data is still evolving? Read more.

      Why transition pathways are critical to net-zero success

      Sector-specific transition pathways are critical to the financial industry’s ability to turn climate ambition into climate action. Learn more.

      Four steps financial institutions can take on the path to net zero

      Innovative decarbonization strategies linked to clients’ transition pathways are becoming vital to success. Learn more.

      How financial services can mobilize capital to deliver net zero

      Learn how financial services firms can mobilize the capital flows needed to deliver net zero.

        How tax leaders can use geopolitical volatility to help shape policy

        Discover how tax leaders can leverage geopolitical volatility to engage with policymakers in helping shape tax regulations.

        Why the EU Anti-Money Laundering Authority brings both promise and challenges

        Discover the challenges and promise of the EU’s new Anti-Money Laundering Authority (AMLA), in unifying regulations and enhancing financial crime prevention.

        How EU Anti-Money Laundering laws can help spur strategic innovation

        Learn how financial services firms can harness the new AML rules to shape the future of fighting financial crime and gain a competitive edge.

        Why financial institutions should transform tax and finance functions

        EY research shows banks, asset managers and insurance companies are reimagining their tax and finance functions. Read more.

        How Europe’s FS leaders are approaching generative AI adoption

        Discover how financial services leaders are approaching generative AI adoption.

          How European banks outperformed in Q1 2025 despite global headwinds

          Explore the Q1 2025 European banking results showing strong earnings, stable credit quality, and resilient net interest income amid economic uncertainties.

          Why EU payment firms must act now on Verification of Payee requirements

          Discover the critical actions payment service providers must take now to meet the EU's Verification of Payee requirements by October 2025.

          How strong European bank earnings boost optimism for 2025

          European bank results appeared strong in Q4 2024, despite falling interest rates, rising geopolitical uncertainty, and high market volatility. Learn more.

          Five ways banking CROs are increasing agility

          The EY/IIF bank risk management survey highlights the need for increased agility against diversifying risks. Find out more.

          Four regulatory priorities to drive financial institutions' focus in 2025

          Our Global Financial Services Regulatory Outlook has four regulatory priorities to drive financial institutions' focus in 2025. Download the report.

          EU Instant Payments Regulation: Five key hurdles for banks to clear

          Instant payments in the EU face challenges. Compliance by 2025 requires banks to upgrade systems for 24/7 availability. Learn more.

          How European banks compare on readiness for EU payments regulations 

          Facing EU financial regulation changes for PSR, PSD3 and FIDA, banks must enhance data sharing, compliance, and adopt faster payment methods. Learn more.

          Why FiDA will unleash change across European financial services

          Discover how the FiDA data regulation will transform financial services across Europe by 2027, and why firms must address new data-sharing rules.

          How banks can prepare for the digital euro using four hypotheses

          Explore how banks can prepare for the digital euro with strategic insights and key steps for successful integration by 2028. Gain a competitive advantage.

          How PSD3 and PSR will shape trends in EU financial services

          Explore impacts of the PSD3 and PSR on EU financial services on compliance and opportunities.

          Four enablers for harnessing the power of PayTech

          Payments providers need to consider customer experience design, risk, technology, and data and analytics to achieve smart growth. Read our latest article.

          How SME lenders can build next-generation credit decisioning

          Discover the key factors and design principles for a framework that improves speed, quality, and customer experience.

          Why European banks must obsess over customer experience to compete

          Discover how customer centricity in banking helps identify customer challenges to derive solutions and improve customer experience in banking operations.

          As the Basel deadline nears, are banks up for the challenge?

          EY survey shows wide disparities in readiness and approach to Basel 3 Reforms as regulators increase scrutiny following bank failures. Discover more.

          How can banks transform for a new generation of customers?

          EY’s consumer banking survey reveals how banks need to transform to meet rising customer expectations. Find out more.

          Why digital, ecosystem-enabled banking transformation is the way forward

          Banks need to act to improve revenues and profitability, enhance customer experience and secure a bold strategic positioning in the market.

            Finance reshaped: Four key themes from the EY Insurance CFO Summit

            EMEIA FS CFO Insurance Summit 2024 aimed to optimize finance models with AI-driven technologies, uniting CFOs for high-value, profitable growth. Discover more.

            Winning the future: five strategic themes for insurance leaders

            Insurers embrace growth and transformation, seizing opportunities for innovation and strategic action in the insurance industry. Read more.

            Ecosystems in insurance: what winners do differently

            Insurance Ecosystems: Learn how to leverage InsurTech partnerships and data-driven tech for growth, customer loyalty, and operational excellence in insurance.

            How increased trust and transparency can unlock growth

            Explore the EY Global Insurance Industry Outlook. Learn more.

            Nine customer types defining the next wave of insurance

            Shifting consumer needs are an invitation for insurers to innovate in pursuit of growth and to stay ahead of new competitive threats. Read more.

              How EU banking supervision is adapting to address geopolitical challenges

              Discover how regulatory issues are increasingly politicized, pushing banks to enhance resilience to geopolitical risks amid fragmented policies.

              How intra-generational transfers disrupt inter-generational strategies

              Get detailed insights into the shape of global wealth transfers intra-generationally, and into the views and plans of Baby Boomer inheritors.

              How wealth managers can leverage complexity for competitive advantage

              Client sentiment is shifting. Learn how wealth managers can respond with targeted improvements in financial and non-financial services.

              Why 2025 will be a pivotal year for European wealth and asset managers

              Discover how European wealth and asset managers need to adapt to new realities to ensure successful growth in 2025 and beyond.

              How ETF trends are shaping market growth and innovation for 2025

              Explore the latest ETF trends for 2025 and beyond, including robust growth, product innovation, active ETFs and increasing retail adoption.

              Why wealth and asset managers are transforming their data approaches

              By implementing strategies that harness the power of data, wealth and asset managers can improve performance and efficiency. Find out more.

              Top 10 resolutions for wealth and asset management success in 2025 

              Our global outlook highlights 10 resolutions that wealth and asset managers should take to drive growth in 2025.

              Jun Li + 2

              Top 10 resolutions for wealth and asset management success in 2024

              Wealth and asset management firms should aim to be “the best versions of themselves” in what promises to be another challenging year. Read more.

              Are you reframing the future of asset management or is it reframing you?

              AI can help unlock the transformational change that asset managers need to remain relevant in a radically different future. Learn more.

              How will wealth managers deliver personal service in a virtual world?

              The 2023 EY Global Wealth Research Report imagines the next generation of hybrid engagement. How can wealth managers harness the potential benefits?

              Mike Lee + 2

              How can today’s millennial investors drive tomorrow’s business growth? 

              The 2023 EY Global Wealth Research shines a light on unique features of younger investors. How can wealth managers build trust with this vital group?

              Mike Lee + 2

              How wealth managers can secure assets in flux

              Learn how asset movement creates opportunities for wealth managers.

              Mike Lee + 2

              Six ways asset managers can prepare for an uncertain future

              Taking decisive steps to stand out and succeed in a fast-changing world. Learn more.

              Mike Lee + 1

              How will you reframe the future of advice if today’s client is changing?

              Find out how wealth managers and private banks can enhance their clients’ lives using a blend of people and technology to deliver personalized advice.

                Case studies

                How a Nordic insurance company automated claims processing

                A Nordic insurer increased its operational efficiency and improved customer experience using automation. Learn more in this case study.

                How a new technology platform can help banks unlock financing for SMEs

                The Cashbot platform offers banks an online invoice finance solution for SME clients.

                How a global FinTech captured growth in the SME segment

                A global Fintech captured growth in an opportunistic SME segment with a differentiated, holistic strategy. Learn more in this case study.

                Matt Cox + 2

                How a digital platform can transform an insurer’s customer experience

                Learn how EY teams helped French insurer MACIF implement a service center to create a seamless customer experience across all channels.

                The Metaverse revolution: how banks can tap into a $860 billion market

                Banks and financial institutions should explore opportunities in this rapidly growing immersive world or risk being left behind. Learn more.

                How an established insurance company became digital-first

                UK insurer Hastings DIRECT wanted to rewrite the rules of its category by offering a seamless digital customer experience. Learn more about this case study.

                How banks can fight tax crime, be compliant and reduce costs parallelly

                EY teams helped a global bank develop an automated solution for addressing compliance with customer tax regulations. Learn more.

                See more, spend less: How to make the most out of your legal function

                EY teams helped a global bank embrace innovation to develop a legal operations platform to speed up their process and cost optimization. Learn more.

                How intelligent automation can empower employees to drive greater value

                A banking client wanted to automate some of their business processes: EY provided a route to a much more comprehensive vision of automation.

                How banks can maximize long-term value by minimizing third-party risk

                Working with third parties is necessary but can be risky. EY helped a client understand these risks and transform their risk management model. Learn more.

                How technology fights FinCrime while enhancing regulatory compliance

                EY enabled a large global bank to lead the fight against FinCrime in a way that also helped it improve efficiency and increase compliance. Find out more.

                Why human-centered thinking proved transformative for a global bank

                EY’s human-centered approach helped improve customer experience while ensuring multi-market regulatory compliance.

                Transforming legacy systems to unlock long-term value

                EY helped an APAC stock exchange use Intelligent Automation (IA) to achieve efficiency, scalability and a culture of innovation. Learn more.



                  EY Financial Services EMEIA Webcasts

                  Our webcasts are a collaboration between EY and industry professionals covering a wide range of Financial Services topics.


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                  Careers in Financial Services

                  Help us shape the future of financial services. If you have an appetite for innovation, creating growth and making a lasting impact, explore our opportunities today.

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