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Christina Low is a Partner in Financial Services, Technology Consulting, at Ernst & Young Consulting Sdn. Bhd., with over 25 years of experience driving large-scale digital and technology transformation across insurance (primary) and banking sectors.
She has led complex programs including post-merger integrations, digital enablement, core modernization, and regional transformation initiatives spanning multiple countries. Christina’s expertise covers large-scale program management, designing target operating models, process reengineering, and implementing shared services. She also drives innovation through data analytics and artificial intelligence (AI) use cases, leveraging agile and hybrid agile delivery approaches.
Her leadership extends to managing transformation programs, stakeholder engagement at board and senior leadership, facilitating successful outcomes for clients when they navigate change in a highly regulated environment.
How Christina Low is shaping the future with confidence
Christina shapes the future with confidence by enabling financial institutions to transform responsibly and sustainably. She champions technology-driven innovation while maintaining governance, compliance and operational resilience. Her approach focuses on creating value through streamlined processes, data-driven insights and customer-centric solutions.
Christina believes in empowering teams and fostering collaboration across diverse stakeholders to deliver impactful change. By aligning transformation programs with long-term business strategies, she helps organizations achieve agility and inclusivity, shaping a future-ready financial ecosystem that benefits clients, employees and communities.