Financial Services

The financial services industry faces technological disruption, evolving regulations and heightened expectations. EY teams help organizations manage complexity, build resilience and provide long-term value. With deep sector expertise and advanced technologies, we help firms adapt to change, manage risk and shape a better future for customers and wider society.

Financial services solutions

EY cross‑sector solutions draw on our globally connected financial services experience to address industry-wide challenges and open paths to growth. These are among the many capabilities we offer to help firms advance with clarity and confidence.

Financial Services Podcasts

Building a digital bank

Episode host Ravi Kittane speaks to Rafiza Ghazali, CEO of KAF Digital Bank, to uncover her unique journey as she builds one of Malaysia’s newest digital banks.

21m 55s

IRRBB: A strategic opportunity for Malaysian banks

In the first episode of the Insights Malaysia podcast series, host Ling Kay Yeow speaks with Thor Boon Lee on IRRBB and its implementation in Malaysia, exploring why it is more than just risk and compliance but a strategic consideration for Malaysian banks.

12m 38s

    Take 5 business alerts

    How to improve capital risk efficiency? A standardized approach for counterparty credit risk

    Bank Negara Malaysia’s exposure draft on the SA-CCR, issued on 28 November 2025, delivers a more risk-sensitive, netting and collateral-aware exposure framework than previous CCR methods.

    The future of financial reporting for insurers

    The future of financial reporting for insurers

    Licensing and Regulatory Framework Digital Insurers and Takaful Operators DITOs

    Licensing and Regulatory Framework: Digital Insurers and Takaful Operators (DITOs)


      Our latest thinking

      Three strategic priorities for banking CROs in 2026

      The EY/IIF bank risk management survey highlights the need for increased agility against diversifying risks. Find out more.

      Why does managing interest rate risk in the banking book matter more now?

      Bank Negara Malaysia’s IRRBB Exposure Draft introduces new expectations for managing interest rate and liquidity risk. Understand the implications for Malaysian banks.

      What does Bank Negara Malaysia’s OPR cut mean for your money?

      Bank Negara Malaysia’s 0.25% OPR cut to 2.75% affects borrowers and savers alike. Understand what it means for loans, savings and personal finances.

      How will Malaysia’s interest rate cut reshape risk management in banks?

      Bank Negara Malaysia’s July 2025 rate cut highlights the growing importance of managing interest rate risk in the banking book for Malaysian banks.

      How do banks build resilience by transforming risk management practices?

      Explore the critical role of operational risk management in financial institutions. Learn how to enhance resilience and navigate today’s complex landscape.

      How integrity-first AI use today builds confidence for tomorrow

      The EY Global Integrity Report 2024 reveals how integrity-first AI use today builds confidence for tomorrow. Read our findings.

      How banking on Gen Z talent will make or break the future of banking

      To attract talent with tomorrow’s skills, banks will need to win over a Gen Z workforce. Learn more.

      How banks are staking a claim in the embedded finance ecosystem

      Finance in the experience age heralds a new era for customers and banks alike, with embedded finance the key to success. Learn more.

      If transformation needs to be bold, do banks have the right tools for success?

      EY discussions with banking transformation leaders across the globe uncover six recommendations for overhauling organizational change. Learn more.

      How the rise of PayTech is reshaping the payments landscape

      PayTech’s relentless disruption of the payments landscape means that only PSPs that offer value beyond payments can compete. Learn more.

        Our latest thinking

        How MFRS 17 rewired financial storytelling for Malaysia’s insurance industry

        Malaysia’s insurers reflect on two full cycles of MFRS 17 adoption and how the standard has reshaped transparency, profitability narratives and strategic decision-making.

        Malaysian companies face a financial reporting shake-up by 2027. Are you ready?

        New accounting standards will fundamentally change how companies present their performance to investors.

        Why operational resilience is a strategic priority for insurance CROs

        The second annual EY/IIF insurance risk management survey highlights the importance of resilience and how CROs aim to instill it. Learn more.

        Stu Doyle + 1

        How increased trust and transparency can unlock growth

        Explore the EY Global Insurance Industry Outlook. Learn more.

        How life insurers are transforming to deliver value for better living

        Shifting customer expectations and a focus on value are reshaping the dynamic commercial insurance and reinsurance markets. Learn more.

        Four focal points for commercial insurance and reinsurance leaders

        Shifting customer expectations and a focus on value are reshaping the dynamic commercial and reinsurance markets. Learn more.

          Our latest thinking

          How AI simulation accelerates growth in wealth and asset management

          Harness the power of AI simulation to anticipate client behavior and make faster, smarter decisions. Learn more.

          How wealth managers can leverage complexity for competitive advantage

          Client sentiment is shifting. Learn how wealth managers can respond with targeted improvements in financial and non-financial services.

          How can alternative fund managers shape new horizons of opportunity?

          Alternative fund managers see growing demand from a new investor class that not only offers opportunities but challenges. Discover more.

          Are you reframing the future of asset management or is it reframing you?

          AI can help unlock the transformational change that asset managers need to remain relevant in a radically different future. Learn more.

          How wealth managers can secure assets in flux

          Learn how asset movement creates opportunities for wealth managers.

          Mike Lee + 2

          How can today’s millennial investors drive tomorrow’s business growth? 

          The 2023 EY Global Wealth Research shines a light on unique features of younger investors. How can wealth managers build trust with this vital group?

          Mike Lee + 3

          Six ways asset managers can prepare for an uncertain future

          Taking decisive steps to stand out and succeed in a fast-changing world. Learn more.

          Mike Lee + 2

          Can resilience shape a shifting landscape?

          Investors remain interested in alternative funds, and managers focus on their traditional strengths while responding to market opportunities. Read more.

            Our latest thinking

            Building Malaysia’s energy future: A roadmap for strategic collaboration and growth

            A powerful shift is underway in global energy demand, driven by accelerating digitalization, electrification and industrial reinvention.

            How do banks build resilience by transforming risk management practices?

            Explore the critical role of operational risk management in financial institutions. Learn how to enhance resilience and navigate today’s complex landscape.

            How to accelerate transition finance for net zero

            Learn why FIs need to operate iteratively to effect transition finance at pace and scale in a complex ecosystem.

            Why should financial institutions be on a mission to reduce emissions?

            Accelerating decarbonization is urgent. Learn why private sector institutions must play a key role in addressing the current shortfalls in climate finance.

              Our latest thinking

              How can reimagining today's workforce help banks shape their future?

              By focusing on four bold imperatives, banks can differentiate in the competition for top talent and drive higher returns on people investments.

              How AI simulation accelerates growth in wealth and asset management

              Harness the power of AI simulation to anticipate client behavior and make faster, smarter decisions. Learn more.

              Why operational resilience is a strategic priority for insurance CROs

              The second annual EY/IIF insurance risk management survey highlights the importance of resilience and how CROs aim to instill it. Learn more.

              Stu Doyle + 1

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                Shape the future with confidence

                Get in touch to find out how we can help you confidently reimagine your role in an evolving financial services landscape.