New Rules adopted for businesses to withdraw cash from bank accounts in the Republic of Kazakhstan

The Kazakhstan’s National Bank, in conjunction with the Ministry of Finance, has approved new Rules for withdrawing cash from the bank accounts of business entities (hereinafter referred to as the “Rules”).

The reform is aimed at combating the shadow economy and ensuring transparency in the targeted use of funds by legal entities and individual entrepreneurs.

The Rules came into force on 1 January 2026.

I. Established maximum amounts (limits) per month

Monthly limits on cash withdrawals are being introduced for all categories of business. The limit amount is determined by the category of the business entity (according to the Register of Business Entities):

Nota bene (important):

The limit is cumulative for all accounts of a single entity at different second-tier (commercial) banks during the current calendar month at the time of cash withdrawal.

II. Exceptions: categories to which the limits do not apply

A number of entities and types of activities are exempt from compliance with the above thresholds (subject to documentary evidence) when withdrawing cash:

1. Micro-entrepreneurship - companies with up to 15 employees and total annual revenue of up to 30 000 monthly estimated indicator, i.e. 129 750 000 tenge.
2. Agriculture and fishing - purchase of agricultural products, fishery and aquaculture products from the population.
3. Retail trade (consumer transactions) - sale of food, beverages, pharmaceuticals and medical goods.
4. Financial sector - second-tier banks, branches of non-resident banks, the National Postal Operator, and exchange offices.

III. Cash withdrawal procedure

The process of obtaining cash is now divided into two scenarios depending on the amount requested:

IV. Requirements for supporting documents

The following documents (non-exhaustive list) may be submitted to the SRA as evidence (for confirmation):

• Contracts (agreements): for the purchase of goods or services from individuals who are not sole traders.
• Primary documents: invoices, delivery notes, acceptance and transfer certificates.
• Employment (labor) documents: payroll records (if card accounts cannot be used), travel orders and advance reports.
• Decisions of management bodies: for example, minutes on the payment of dividends to individuals.

V. Bank supervision and reporting

VI. Step-by-step recommendations for businesses

Nota bene (for your information):

If you need expert assistance in administrative procedures (relations) with the SRA on cash withdrawal issues, we are ready to provide qualified support at all stages (including appeals).