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Costandina is an experienced Senior Manager at Ernst & Young LLP in the Retail Banking and Wealth Management team of Financial Services Risk. She has a strong background in regulatory risk and compliance, and is skilled in building practical solutions to meet complex legal and regulatory requirements. Costandina has worked on a number of large-scale remediation and transformation projects within UK retail banks, covering mortgage arrears and Litigation, Consumer Credit Act (CCA) breaches, interest rate hedging and payment protection insurance (PPI) mis-selling.