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Payments

We help payment service providers, industry suppliers, new entrants, investors and entrepreneurs reap the rewards of the future of payments.

Disruptive technologies, regulatory scrutiny and new market entrants are transforming the payments world. The paradigm shift is both a threat and an opportunity for existing payment service providers. The issues are broad and complex, including biometrics and other emerging technology, open banking and application programming interfaces (APIs), faster payments, cross-border issues and more.

We can help you develop practical solutions around your payment service offerings because we understand the technologies and market dynamics transforming payments.

Featured Thinking

How banks can prepare for the digital euro using four hypotheses

Susan Barton 18 Mar 2025
A young man enjoying a day out shopping in a vintage clothing store in Durham, North East England. He is buying a denim jacket at the cashier desk and being served by a helpful shop assistant who is about to put it through the till for him. He is paying via contactless payment with his mobile phone.

The future of the talent agenda in payments report

This report outlines eight roles required to drive the next wave of innovation in payments.

Download now
Vietnam landscape terraced rice field near sapa

How EY can Help

Our latest thinking

Four enablers for harnessing the power of PayTech

Payments providers need to consider customer experience design, risk, technology, and data and analytics to achieve smart growth. Read our latest article.

28 Sep 2023 Jan Bellens + 1

How the rise of PayTech is reshaping the payments landscape

PayTech’s relentless disruption of the payments landscape means that only PSPs that offer value beyond payments can compete. Learn more.

21 Oct 2022 Diana Halder + 3

How banks can find a winning position in the buy-now-pay-later market

As BNPL gains popularity with consumers and merchants, banks will need to carefully consider their position in this growing market.

15 Feb 2022 Patricia Partelow + 2

    Regional perspectives

    The Navigator: perspectives on financial services M&A

    Financial institutions are building competitive advantage through M&A. Read on to learn more.

    13 Nov 2023 Sid Khosla

      The team

      Nigel Moden

      EY Global Banking and Capital Markets Leader; EY EMEIA Banking and Capital Markets Lead
      Passionate believer in the banking industry as a force for good. Leading advocate for the talent agenda in EY. Builder of diverse teams. Avid cricketer.
      London, GBR

      Sanjeev Chatrath

      EY Asia-Pacific Payments Leader; Partner, Financial Services, Ernst & Young Solutions LLP
      Leader in financial services. Proficient in banking and capital markets, payments, data, digital, and new economy businesses. Passionate. Purpose-driven. High-performance. Male ally.
       

      Jennifer Lucas

      EY Americas Payments Consulting Leader
      Industry veteran. Payments trailblazer. Visionary strategist. Driven innovator who holds several patents. Passionate about the future of payments and a globally connected ecosystem.
      Charlotte, USA
      Contact us

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