EY refers to the global organization, and may refer to one or more, of the member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients.
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Payments
We help payment service providers, industry suppliers, new entrants, investors and entrepreneurs reap the rewards of the future of payments.
How EY can help
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EY consumer banking and wealth technology solutions are designed to drive operational excellence and profitable growth. Learn more.
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EY teams can help you understand the benefits and challenges of leveraging the ISO 20022 data standard across your organization. Find out how.
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Discover how EY teams work with startup and scale-up FinTech companies and financial institutions to innovate and transform for growth.
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Our payments professionals can help your business enhance innovation, drive growth and improve performance. Find out more.
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Our open banking professionals can help your business maintain a trusted and secure open banking ecosystem while managing its risks. Learn more.
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Unlock the advantages of the digital era to harness innovation, drive operational efficiencies and grow your business.
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Our latest thinking
How banks can prepare for the digital euro using four hypotheses
Explore how banks can prepare for the digital euro with strategic insights and key steps for successful integration by 2028. Gain a competitive advantage.
Four enablers for harnessing the power of PayTech
Payments providers need to consider customer experience design, risk, technology, and data and analytics to achieve smart growth. Read our latest article.
How the rise of PayTech is reshaping the payments landscape
PayTech’s relentless disruption of the payments landscape means that only PSPs that offer value beyond payments can compete. Learn more.
Understand key challenges and benefits to ISO 20022 migration
The new ISO 20022 messaging standard will bring order to a disjointed payments landscape, but banks need to be prepared. Here’s what to consider.
Nine considerations for ISO 20022 migration
The ISO 20022 standard can help drive bottom-line results. Explore these considerations as you migrate to ISO 20022.
How banks can find a winning position in the buy-now-pay-later market
As BNPL gains popularity with consumers and merchants, banks will need to carefully consider their position in this growing market.
Regaining payments leadership will require banks to embrace digital, adopt new business models, and even collaborate with FinTech competitors.
Why payments data is the key to unlocking new customer value
Payments data offers deep insights into customers’ behaviors and needs enabling banks to deliver personalized digital services and experiences.
How card issuers can transform amid digital disruption
As credit card issuers face more pressure from digital disrupters, companies are adapting to create more innovative and resilient platforms.
How payment providers can expand solutions to grow profits
As competitors and regulators squeeze profits for payment providers, offering solutions “beyond payments” may offer new revenue growth.
How new entrants are redefining cross-border payments
New players will challenge incumbents to collaborate and develop faster, more innovative, and transparent cross-border payment solutions.
How FIs can reduce friction and drive value in the payments system
Information about money is as valuable as the money itself.
How to transform product development to outperform the competition
EY Nexus is a cloud-based platform offering access to the most advanced technologies to launch new products, businesses and services.
Why real-time customer journey curation is the future of banking
EY Nexus for Banking platform was key to transforming one traditional bank into a future-ready, digital bank of tomorrow.
Is your back-office holding your business back?
Back-office operations must be capable of supporting evolving product development to help meet a business’s growth ambitions.
How a new technology platform is helping banks go digital
The EY Impresto platform is a mobile-first, AI-optimized tool for addressing some of banks’ biggest challenges.
Regional perspectives
The Navigator: perspectives on financial services M&A
Financial institutions are building competitive advantage through M&A. Read on to learn more.
Nine considerations for ISO 20022 migration
The ISO 20022 standard can help drive bottom-line results. Explore these considerations as you migrate to ISO 20022.
Understand key challenges and benefits to ISO 20022 migration
The new ISO 20022 messaging standard will bring order to a disjointed payments landscape, but banks need to be prepared. Here’s what to consider.