UK finalist 2020
Justin Basini is CEO and Co-founder of ClearScore, the UK's number one free credit score and financial product marketplace. ClearScore allows customers to access their credit score and report for free, forever, and provides tailored product recommendations so users can make the right financial decisions for their unique circumstances.
Before ClearScore was founded, credit references agencies such as Experian offered checking services. However, these all came with a fee, which Justin considered to be incredibly unfair, particularly when the information contained within a report can be used to positively impact a person’s finances. He had the vision to open the world of credit scores and credit reports for everyone, with positive implications for millions of people around the world. Since ClearScore launched in July 2015, the company’s user base has grown to 12 million users in just 5 years, with 9 million in the UK.
Justin’s business puts the consumer in control of their financial CV, allowing them to find the best value financial products for which they qualify. Justin’s vision has therefore disrupted the entire credit market, putting the consumer in a position of greater control.
ClearScore was recognised as one of the Sunday Times 100 Best Small Companies to Work for in 2020, and has also won a prestigious Queens Award for Innovation.