Open banking

Open banking is reshaping financial services as regulators and governments seek to increase competition and choice. Customers also expect more convenience and flexible access to services, driven by broader digital experience and emerging technology.

Our latest thinking

Five questions about banking in today’s digital age, answered

EY’s banking leaders discuss how banks can best use their data to make financial products more engaging, to better serve their customers.

Kathleen Calabro + 1

Why financial well-being should be integral to banks’ customer strategy

With FinTechs offering customers greater opportunity to manage their financial health, traditional banks should follow suit.

Jan Bellens

How both banks and customers can seize the upside of disruption

Instead of shying away from disruption, one bank decided to embrace its benefits from the inside out.

EY Global

    How EY can Help

    The team

    Andreas Habersetzer

    EY EMEIA Payments Leader; Managing Director, Strategy & Transactions, EY-Parthenon Financial Services GmbH
    Passionate strategic advisor with focus on tangible outcomes. Experienced in payments and tech that enable financial services. Enjoys the view from a mountaintop and time with family and friends.
    Munich, DEU

    Abhishek Sinha

    Ernst & Young – Canada Partner, Technology Consulting, FSO Consulting
    Senior leader focused on the transformative impact of technology on various industries. Dreamer. Futurist. Dad.
    Toronto, CAN

    Andrew Gilder

    EY Asia-Pacific Banking and Capital Markets Leader; Global Corporate, Commercial and SME (CCSB) Banking Consulting Leader
    Banking and Capital Markets Leader. Over 25 years of advisory experience on risk controls and accounting. Keen interest in consumer banking and other banking trends across Asia-Pacific.
    Sydney, AUS

    Jeroen van der Kroft

    Partner, Financial Services Consulting, Ernst & Young LLP
    Transformation leader helping clients transform and sustain improved business performance.
    Amsterdam, NLD

    EY refers to the global organization, and may refer to one or more, of the member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients.