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How banks can shape the future in a dynamic market
Insights from the EY Voice of the Treasurer research (pdf) highlight a shift in how liquidity, visibility and access to capital are viewed — placing cash management within a broader financial context shaped by technological, competitive and regulatory change.
Based on insights from more than 1,800 executives and in-depth interviews with CFOs and treasurers across industries and markets, the research provides a clear lens on evolving expectations and the strategic choices now facing banks.
Defining the future of cash management and corporate financing
Banks face increasing pressure to adapt their value propositions for corporate, commercial and small business clients, driven by:
Intense competition from private credit, FinTechs, start-ups and technology platforms
Rising expectations for insight driven, tailored services
Disruption from artificial intelligence, digital assets and crypto
Macroeconomic uncertainty, shifting trade dynamics and fluctuating interest and exchange rates
Read our latest reports
Explore how these trends are reshaping priorities — and the strategic decisions banking executives must now make.
Five hypotheses for the future of corporate financing A convergence of market, technological and regulatory forces is reshaping corporate financing. This report explores how banks can rethink the end‑to‑end credit lifecycle through adaptive financing models, embedded distribution, AI‑driven decisioning, tokenization and composable, sector‑aligned offerings.
Four trends reshaping the future of cash management As core services become increasingly commoditized, banks are re‑evaluating how cash management supports liquidity, visibility and decision‑making. This report outlines four trends shaping the evolution of treasury services and the implications for banks seeking to move beyond transaction‑led relationships.