Payments

We help payment service providers, industry suppliers, new entrants, investors and entrepreneurs reap the rewards of the future of payments.

Disruptive technologies, regulatory scrutiny and new market entrants are transforming the payments world. The paradigm shift is both a threat and an opportunity for existing payment service providers. The issues are broad and complex, including biometrics and other emerging technology, open banking and application programming interfaces (APIs), faster payments, cross-border issues and more.

We can help you develop practical solutions around your payment service offerings because we understand the technologies and market dynamics transforming payments.

Our latest thinking

How do global capability centers drive compliance and efficiency in intercompany processes?

Read how GCCs can manage intercompany processes, prevent piling up of intercompany balances and optimize processes from purchase order stage to month-end close.

Rishabh Jain + 1

RBI gold loan guidelines 2025: Impact assessment and key changes

Read our full report on the significant changes in RBI's Gold Loan Guidelines for 2025 and their potential impact on the financial landscape in India.

Kuldeep Tikkha

Building future-ready workforce in banking sector leveraging DPI

Repurposing talent for digital India by leveraging DPI in banking. Analyze trends to develop effective skilling strategies using Digital Public Infrastructure.

EY India

Tapping into data management and data lineage strategies for Banks and their Global Capability Centers (GCCs)

Discover how banks and GCCs leverage data lineage beyond compliance, transforming it into a strategic enabler for governance, risk management, and decision-making.

Shiva Iyer

What fintech and payments firms must know to ensure data privacy

DPDP Act & Draft Rules 2025: Learn how fintech and payments firms can strengthen data security, ensure privacy compliance, and secure customer trust.

Aniket Bhosle

The digital payments ecosystem of India: Planning security today for a resilient tomorrow

Explore how India’s digital payments ecosystem can prioritize cybersecurity and compliance to ensure long-term resilience and consumer trust in 2025.

Aniket Bhosle

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Our open banking professionals can help your business maintain a trusted and secure open banking ecosystem while managing its risks. Learn more.
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IBOR transition services

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Payment services

Payment services and solutions at EY India help drive innovation, enhance security, and optimize performance in the evolving digital payments ecosystem.
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LLM for transforming the BFSI sector: Unlocking innovation and efficiency

EY's LLM solution transforms India’s BFSI sector by addressing 29 themes, ensuring compliance, cost efficiency, and exceptional customer service integration. Find out more.
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The team

Pratik Shah, Partner and National Leader – Financial Services, EY India

Partner and National Leader – Financial Services, EY India

Ranadurjay Talukdar, EY India Business Consulting Partner and Payments Leader

Ranadurjay Talukdar

EY India Business Consulting Partner and Payments Leader

EY refers to the global organization, and may refer to one or more, of the member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients.