Capital is your lifeblood – let’s be thoughtful together about generating it and using it.

Benjamin Leonard Alter

Managing Director, Risk Consulting, Ernst & Young LLP

Leader in balance sheet management and capital generation. Champion of cross-cultural collaboration. Lifelong learner. Husband.

Ben is a managing director with the Insurance and Actuarial Advisory Services practice of the Financial Services Organization. He has significant experience as an insurance industry executive, previously serving as the chief actuary at a Canadian alternative asset manager. He has held chief actuary roles for subsidiaries of a large insurance company, including its Bermuda entities.

He has worked closely with the Bermuda Monetary Authority on operational aspects of running a Bermuda company, including implementing the scenario-based approach and providing feedback and guidance on regulatory changes.

Ben has also engaged with the Cayman Islands Monetary Authority, government and relevant service providers to establish a B(iii) reinsurer in that jurisdiction.

Ben has led multiple valuation teams across various accounting frameworks, including Bermuda Economic Balance Sheet and US GAAP, and has been responsible for completing the Bermuda Solvency Capital Requirement and Qualifying for Success.

How Ben is shaping the future with confidence

“I am confidently transforming the future by helping insurers develop a deeper understanding of the risks they encounter. This knowledge allows them to make strategic decisions that effectively address the varied needs of all their stakeholders. Trust is fundamental to the insurance industry, and I remain committed to strengthening it by championing approaches that support individuals when it matters most. Together, we shape a future that is more secure and resilient.”

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