Payment services

In Banking and capital markets

The global payments industry is undergoing major change and transformation, driven by changing customer demands. Our global network and proven skills can help you manage the disruption along the entire value chain within cards, payments, digital commerce and digital convergence.

What EY can do for you

Card issuing: We assist card issuers as they transition new business and operating models in light of changing customer expectations, new technologies and stronger regulations, with a proven set of frameworks and an experienced team with strong credit card-specific strategic, regulatory and operational knowledge.

Corporate payments and transaction banking: We help corporate treasurers to adapt to a rapidly changing payment ecosystem, and to securely receive and perform payment transactions with a strong integration of electronic payments into their existing enterprise systems and daily workflows.

Digital payments: We help to create digital and mobile payment solutions that facilitate commerce, enhance the customer experience and protect customer data. Our digital payments team works with card schemes, alternative payment methods, mobile operators, technology firms and social networks to improve the customer journey, to enter new markets, develop scalable operating models, to confirm regulatory and tax compliance across the globe and to improve treasury and liquidity management.

Faster payments: We help clients navigate a course toward integrating and implementing faster payments capabilities. We help your organization develop the right approach that balances near-term risks and impacts with longer-term technology and operational considerations so you can rapidly move forward in changing faster payments environment.

Open banking EY is at the forefront of shaping the open banking agenda. We offer a comprehensive suite of services to help our clients comply, reduce risk, and shape and pursue strategic growth opportunities. Our team is ready to support all aspects of your open banking journey.

Payment acceptance: Integrated omnichannel payment acceptance at the point-of-sale and for e-commerce is the key challenge for payment service providers (PSP) and merchants. Our payment acceptance team works with PSPs to enter new markets and develop new products and services, execute M&A transactions and build joint ventures, support merchant acquirers in optimizing their operating model and help merchants to lower the cost of payments acceptance and to improve conversion.

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