Payments

We help payment service providers, industry suppliers, new entrants, investors and entrepreneurs reap the rewards of the future of payments.

The future of the talent agenda in payments report

This report outlines eight roles required to drive the next wave of innovation in payments.

Vietnam landscape terraced rice field near sapa


Our latest thinking

How a global FinTech captured growth in the SME segment

A global Fintech captured growth in an opportunistic SME segment with a differentiated, holistic strategy. Learn more in this case study.

14 Sep 2023 Matt Cox + 2

How the rise of PayTech is reshaping the payments landscape

PayTech’s relentless disruption of the payments landscape means that only PSPs that offer value beyond payments can compete. Learn more.

21 Oct 2022 Alla Gancz + 4

Understand key challenges and benefits to ISO 20022 migration

The new ISO 20022 messaging standard will bring order to a disjointed payments landscape, but banks need to be prepared. Here’s what to consider.

07 Oct 2022 Jennifer Lucas + 2

Nine considerations for ISO 20022 migration

The ISO 20022 standard can help drive bottom-line results. Explore these considerations as you migrate to ISO 20022.

07 Oct 2022 Jennifer Lucas + 2

How banks can find a winning position in the buy-now-pay-later market

As BNPL gains popularity with consumers and merchants, banks will need to carefully consider their position in this growing market.

15 Feb 2022 Patricia Partelow + 2

How banks can win at payments

Regaining payments leadership will require banks to embrace digital, adopt new business models, and even collaborate with FinTech competitors.

25 Jun 2021 Sara Elinson + 1

Why payments data is the key to unlocking new customer value

Payments data offers deep insights into customers’ behaviors and needs  enabling banks to deliver personalized digital services and experiences.

25 Jun 2021 Andreas Habersetzer

How card issuers can transform amid digital disruption

As credit card issuers face more pressure from digital disrupters, companies are adapting to create more innovative and resilient platforms.

25 Jun 2021 EY Global

How payment providers can expand solutions to grow profits

As competitors and regulators squeeze profits for payment providers, offering solutions “beyond payments” may offer new revenue growth.

24 Feb 2021 Stefan Thomalla

How new entrants are redefining cross-border payments

New players will challenge incumbents to collaborate and develop faster, more innovative, and transparent cross-border payment solutions.

23 Feb 2021 EY Global

How FIs can reduce friction and drive value in the payments system

Information about money is as valuable as the money itself.

17 Feb 2021 Jennifer Lucas

Is your back-office holding your business back?

Back-office operations must be capable of supporting evolving product development to help meet a business’s growth ambitions.

22 Sep 2020 EY Global

How to transform product development to outperform the competition

EY Nexus is a cloud-based platform offering access to the most advanced technologies to launch new products, businesses and services.

01 Sep 2020 Ryan Battles + 3

Why real-time customer journey curation is the future of banking

EY Nexus for Banking platform was key to transforming one traditional bank into a future-ready, digital bank of tomorrow.

26 Aug 2020 Nigel Moden + 4

How a new technology platform is helping banks go digital

The EY Impresto platform is a mobile-first, AI-optimized tool for addressing some of banks’ biggest challenges.

30 Jan 2020 EY Global

    Watch our industry voices

    Hear perspectives from corporate banking and payments leaders on how they are navigating a digitally transformed industry.

    Regional perspectives

    The Navigator: perspectives on financial services M&A

    Financial institutions are building competitive advantage through M&A. Read on to learn more.

    13 Nov 2023 Sid Khosla

    How the payments landscape is evolving in Asia-Pacific

    In this episode of the EY NextWave Banking in Asia-Pacific podcast, we discuss the changing payments landscape, and the need for agile and scalable banking infrastructure in Asia-Pacific.

    16 Oct 2022 25m 47s

    Nine considerations for ISO 20022 migration

    The ISO 20022 standard can help drive bottom-line results. Explore these considerations as you migrate to ISO 20022.

    07 Oct 2022 Jennifer Lucas + 2

    Understand key challenges and benefits to ISO 20022 migration

    The new ISO 20022 messaging standard will bring order to a disjointed payments landscape, but banks need to be prepared. Here’s what to consider.

    07 Oct 2022 Jennifer Lucas + 2

      Supercharge your payments business with ISO 20022

      With EY support, Swift asked early adopters to share strategic opportunities ISO 20022 offers. This report has six use cases.

       

      EY named market leader in the HFS Horizons report

      The best service providers for cards and payments providers, 2023

       

       


      The team

      Jan Bellens

      EY Global Banking & Capital Markets Sector Leader

      Passionate leader on innovation in financial services, especially in emerging markets. Global citizen. Keen traveler.

      New York, USA

      Sanjeev Chatrath

      EY Asia-Pacific Payments Leader; Partner, Financial Services, Ernst & Young Solutions LLP

      Leader in financial services. Proficient in banking and capital markets, payments, data, digital, and new economy businesses. Passionate. Purpose-driven. High-performance. Male ally.

      Singapore, SGP

      Andreas Habersetzer

      EY EMEIA Payments Leader; Managing Director, Strategy & Transactions, EY-Parthenon Financial Services GmbH

      Passionate strategic advisor with focus on tangible outcomes. Experienced in payments and tech that enable financial services. Enjoys the view from a mountaintop and time with family and friends.

      Munich, DEU

      Alla Gancz

      EY UK Payments Consulting Leader

      Payments innovator. Digital trailblazer. Visionary technologist. Passionate about shaping the future of payments and being at the forefront of innovation.

      London, GBR

      Jennifer Lucas

      EY Americas Payments Consulting Leader

      Industry veteran. Payments trailblazer. Visionary strategist. Driven innovator who holds several patents. Passionate about the future of payments and a globally connected ecosystem.

      Charlotte, USA

      Sara Elinson

      EY Americas FinTech M&A Leader and EY Americas Payments M&A Leader, Ernst & Young Capital Advisors, LLC US Financial Technology Investment Banking, Senior Managing Director

      FinTech strategist and ecosystem builder. Helping FinTech companies and incumbents advance digital financial services through investment, M&A and partnerships.

      New York, USA
      Contact us