I help shape the future of insurance through actuarial insight – driving transformation, managing risk and building solutions that matter for clients and communities.

Linda Chow

Managing Director, Risk Consulting, Ernst & Young LLP

Actuarial leader. Deep technical knowledge in life and long-duration health insurance.

Linda is a managing director in the EY Insurance and Actuarial Advisory Services practice. She has over 20 years of experience serving life and health insurance carriers. She focuses on long durational health contracts and ancillary benefits, including long-term care, combination products, supplemental health and group, voluntary, and worksite insurance.

Linda leads high-impact initiatives driving growth, strengthening risk management and enabling transformation. Her experience includes business, actuarial and finance transformation; reserve adequacy assessment; in-force business management; M&A; modeling; and product development. She also leads pricing strategies, assumption setting and experience analysis that improve profitability and performance.

An active industry leader, Linda serves on committees and working groups, publishes articles for the Society of Actuaries and other publications, and speaks regularly at major conferences.

How Linda is shaping the future with confidence

"I am shaping the future with confidence by working tirelessly to help clients navigate complexity to achieve impactful results. Recognized as an actuarial leader with deep technical knowledge, I work closely with clients and teams to tackle intricate challenges and strengthen businesses and communities. Every project reflects my commitment to quality and partnership, combining precision with purpose to build trust and resilience. Beyond results, I invest in coaching and developing talent, creating a culture where teamwork and innovation thrive. Together, we are transforming the industry and shaping a future defined by confidence, care and long-lasting value."

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