Financial Services, EMEIA

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At EY Financial Services, we share a single focus – to build a better financial services industry, one that is stronger, fairer and more sustainable.
Now more than ever, as we plan for a post-COVID-19 world, financial services companies will need to harness the power of technology to transform their operations at scale and speed, to provide the products and services the customer of the future will demand.
The strength of our EY teams lies in the power of our people and technology, and the possibilities that arise when they converge to reframe the future. With extensive knowledge in financial services transformation, we are driving innovation with risk and regulation insight. Helping companies become stronger and more sustainable.
This is how our EY professionals are helping to build long-term value for our financial services clients. It’s how we play our part in building a better working world.

All articles

Five ways to commit to customer centricity in banking transformation

An alarmingly high number of transformations are unsuccessful. Could a laser focus on customer centricity be the key to success? Learn more.

Six ways asset managers can prepare for an uncertain future

Taking decisive steps to stand out and succeed in a fast-changing world. Learn more.

Mike Lee + 1

How the rise of PayTech is reshaping the payments landscape

PayTech’s relentless disruption of the payments landscape means that only PSPs that offer value beyond payments can compete. Learn more.

Nine considerations for ISO 20022 migration

The ISO 20022 standard can help drive bottom-line results. Explore these considerations as you migrate to ISO 20022.

Understand key challenges and benefits to ISO 20022 migration

The new ISO 20022 messaging standard will bring order to a disjointed payments landscape, but banks need to be prepared. Here’s what to consider.

    Digital and tech transformation

    The CFO Imperative: How do you transform data into insight?

    Finance leaders should accelerate an enhanced approach to environmental, social and governance (ESG) reporting. Find out more.

    How can banks transform for a new generation of customers?

    EY’s consumer banking survey reveals how banks need to transform to meet rising customer expectations. Find out more.

      How to accelerate transition finance for net zero

      Learn why FIs need to operate iteratively to effect transition finance at pace and scale in a complex ecosystem.

      Why should financial institutions be on a mission to reduce emissions?

      Accelerating decarbonization is urgent. Learn why private sector institutions must play a key role in addressing the current shortfalls in climate finance.

      How data can support financial services when assessing nature impact

      How can financial institutions start assessing their exposure to nature when market data is still evolving? Read more.

      Why transition pathways are critical to net-zero success

      Sector-specific transition pathways are critical to the financial industry’s ability to turn climate ambition into climate action. Learn more.

      Four steps financial institutions can take on the path to net zero

      Innovative decarbonization strategies linked to clients’ transition pathways are becoming vital to success. Learn more.

      How financial services can mobilize capital to deliver net zero

      Learn how financial services firms can mobilize the capital flows needed to deliver net zero.

        How tax leaders can use geopolitical volatility to help shape policy

        Discover how tax leaders can leverage geopolitical volatility to engage with policymakers in helping shape tax regulations.

        Why the EU Anti-Money Laundering Authority brings both promise and challenges

        Discover the challenges and promise of the EU’s new Anti-Money Laundering Authority (AMLA), in unifying regulations and enhancing financial crime prevention.

        Why financial institutions should transform tax and finance functions

        EY research shows banks, asset managers and insurance companies are reimagining their tax and finance functions. Read more.

          How European banks outperformed in Q1 2025 despite global headwinds

          Explore the Q1 2025 European banking results showing strong earnings, stable credit quality, and resilient net interest income amid economic uncertainties.

          Five ways banking CROs are increasing agility

          The EY/IIF bank risk management survey highlights the need for increased agility against diversifying risks. Find out more.

          Four regulatory priorities to drive financial institutions' focus in 2025

          Our Global Financial Services Regulatory Outlook has four regulatory priorities to drive financial institutions' focus in 2025. Download the report.

          How banks can develop a winning strategy in cross-border payments

          Our global payment leaders reveal strategies for banks to thrive in the dynamic, global cross-border payments market. Download the report.

          How European banks are showing resilience and a promising outlook 

          Read how European banks delivered robust Q3 2024 results, showcasing resilience amid regulatory change, economic uncertainty and geopolitical tensions.

          How European banks defied expectations to show resilience and growth

          European banks' Q2 2024 results show resilience with less revenue pressure than expected, raising full-year guidance and valuations by 15%. Learn more.

          Why first impressions count when redefining client onboarding for banks

          Learn how banks can make onboarding both efficient for customers and effective in safeguarding against financial crime and other risks.

          Four enablers for harnessing the power of PayTech

          Payments providers need to consider customer experience design, risk, technology, and data and analytics to achieve smart growth. Read our latest article.

          As the Basel deadline nears, are banks up for the challenge?

          EY survey shows wide disparities in readiness and approach to Basel 3 Reforms as regulators increase scrutiny following bank failures. Discover more.

          How can banks transform for a new generation of customers?

          EY’s consumer banking survey reveals how banks need to transform to meet rising customer expectations. Find out more.

            How insurers can accelerate value creation from gaps to gains

            Wherever there’s a protection gap, insurers have opportunities to innovate and grow. Read more of the 2025 Global Insurance Outlook findings.

            How to revolutionize the insurance value chain with generative AI 

            Prioritizing the right use cases and establishing key capabilities will promote innovation and efficiency across the value chain. Learn more.

            How increased trust and transparency can unlock growth

            Explore the EY Global Insurance Industry Outlook. Learn more.

            Nine customer types defining the next wave of insurance

            Shifting consumer needs are an invitation for insurers to innovate in pursuit of growth and to stay ahead of new competitive threats. Read more.

              How intra-generational transfers disrupt inter-generational strategies

              Get detailed insights into the shape of global wealth transfers intra-generationally, and into the views and plans of Baby Boomer inheritors.

              How wealth managers can leverage complexity for competitive advantage

              Client sentiment is shifting. Learn how wealth managers can respond with targeted improvements in financial and non-financial services.

              Why 2025 will be a pivotal year for European wealth and asset managers

              Discover how European wealth and asset managers need to adapt to new realities to ensure successful growth in 2025 and beyond.

              Top 10 resolutions for wealth and asset management success in 2025 

              Our global outlook highlights 10 resolutions that wealth and asset managers should take to drive growth in 2025.

              Jun Li + 2

              How to navigate the US$18t wealth management challenge

              Wealth managers must shift the narrative to ride the breaking inheritance wave – and avoid running aground. Learn more.

              Five priorities for winning with GenAI in wealth and asset management

              Wealth and asset managers have the opportunity to reimagine their business models and transform their operations with GenAI.

              Mike Lee + 2

              Top 10 resolutions for wealth and asset management success in 2024

              Wealth and asset management firms should aim to be “the best versions of themselves” in what promises to be another challenging year. Read more.

              Are you reframing the future of asset management or is it reframing you?

              AI can help unlock the transformational change that asset managers need to remain relevant in a radically different future. Learn more.

              How will wealth managers deliver personal service in a virtual world?

              The 2023 EY Global Wealth Research Report imagines the next generation of hybrid engagement. How can wealth managers harness the potential benefits?

              Mike Lee + 2

              How can today’s millennial investors drive tomorrow’s business growth? 

              The 2023 EY Global Wealth Research shines a light on unique features of younger investors. How can wealth managers build trust with this vital group?

              Mike Lee + 3

              How wealth managers can secure assets in flux

              Learn how asset movement creates opportunities for wealth managers.

              Mike Lee + 2

              Six ways asset managers can prepare for an uncertain future

              Taking decisive steps to stand out and succeed in a fast-changing world. Learn more.

              Mike Lee + 1

              How will you reframe the future of advice if today’s client is changing?

              Find out how wealth managers and private banks can enhance their clients’ lives using a blend of people and technology to deliver personalized advice.


                Case studies

                How a new technology platform can help banks unlock financing for SMEs

                The Cashbot platform offers banks an online invoice finance solution for SME clients.

                How a global FinTech captured growth in the SME segment

                A global Fintech captured growth in an opportunistic SME segment with a differentiated, holistic strategy. Learn more in this case study.

                How an established insurance company became digital-first

                UK insurer Hastings DIRECT wanted to rewrite the rules of its category by offering a seamless digital customer experience. Learn more about this case study.



                  EY Financial Services EMEIA Webcasts

                  Our webcasts are a collaboration between EY and industry professionals covering a wide range of Financial Services topics.

                  Our EMEIA leaders