The ending of Interbank Offered Rates (IBORs) will likely lead to significant changes across a broad suite of financial products and markets.

The team

Daniel Scrafford

EY US IBOR Transition Lead

Financial services risk management leader. Over 14 years of experience across banking and capital markets. Iron Man competitor and father of two sons.

New York, USA

Patricia Tay

Ernst & Young – Hong Kong Banking & Capital Markets Assurance Partner

Leader in internal controls and regulatory assurance. Passionate believer in the power of diversity and inclusiveness.


Shankar Mukherjee

EY UK Prudential and Financial Risk Leader; Partner, Financial Services Consulting, Ernst & Young LLP

Banking & Capital Markets transformation leader. Passionate believer in the ability of better risk management to drive business growth.

London, GBR

Kazuto Kita

EY Asia-Pacific FSO Climate Change and Sustainability Services (CCaSS) Leader; EY Asia-Pacific FSO Sustainable Finance FoP Leader; EY Japan FSO Financial Accounting Advisory Services Deputy Leader

Advocate of sustainability transformation and digital disruption. Mentor to next generation of transformative leaders.

Tokyo, JPN

Chris Price

Managing Partner, Financial Services Law, Ernst & Young LLP United Kingdom

Oxford Blue. Enthusiastic skier, horse rider, runner. Keen interest in fast depreciating cars and slowly appreciating wines. Husband and father of two.

London, GBR

Daniel Marks

EY Legal Managed Services Associate Partner, Ernst & Young LLP

Supporting legal innovation and transformation. Passionate about helping clients navigate complex regulatory challenges. Father of two boys. Keen skier and rugby enthusiast.

London, GBR
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